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		<title>Public Address | Cafe | OnPoint: Student Loans are Loans (Duh.)</title>
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		<description><![CDATA[A talking shop where we put the questions and our community illuminates the issues.]]></description>
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				<title>Public Address</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=257647#post257647</link>
				<guid>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=257647#post257647</guid>
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						<p>Discussion from blog post.</p>
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				<pubDate>Tue, 08 May 2012 13:38:44 +1200</pubDate>
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				<title>David Cormack</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=257648#post257648</link>
				<guid>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=257648#post257648</guid>
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						I have missed a trick here, but isn't the 4 year rule only for allowances &ndash; which wasn't part of the loan. That was for lower-income people or for those living away from home right? You can still get the loan living costs?
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				<pubDate>Tue, 08 May 2012 13:38:44 +1200</pubDate>
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				<title>Keith Ng</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=257650#post257650</link>
				<guid>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=257650#post257650</guid>
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						<p>Yes. So the question is a) whether stacking another few years of living costs onto student loans will cause more post-grads to skip the country and default on their loans, and b) whether potential post-grads will be turned away because of the lack of an allowance.</p><p>Argument for b comes?</p>
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				<pubDate>Tue, 08 May 2012 14:04:54 +1200</pubDate>
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				<title>Hebe</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=257651#post257651</link>
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						Discriminatory too: over-55 year olds can't borrow for living  expenses  and course-related costs now. So  I have only 3 years  in which to do extramural study and be able to  afford to go to the North Island for the three seminar weeks in a year.
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				<pubDate>Tue, 08 May 2012 14:06:30 +1200</pubDate>
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				<title>David Cormack</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=257652#post257652</link>
				<guid>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=257652#post257652</guid>
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						<p><q>Argument for b comes from behavioural economics: Subsidising some, but not others makes the unsubsidised choice appear worse than if none were subsidised at all.</q></p><p>So just to play devil's advocate, if you were to make the allowance only for undergrad, you would potentially disincentivise people from doing tertiary study,?</p>
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				<pubDate>Tue, 08 May 2012 14:18:54 +1200</pubDate>
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				<title>Marcus Turner</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=257653#post257653</link>
				<guid>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=257653#post257653</guid>
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						Makes a person feel old and in the way...
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				<pubDate>Tue, 08 May 2012 14:26:12 +1200</pubDate>
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				<title>Matthew Poole</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=257655#post257655</link>
				<guid>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=257655#post257655</guid>
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						One minor correction, 200 weeks, equating to roughly five years of study. Which gets you a conjoint LLB or Bachelor of Engineering with any three-year degree, a Masters on top of a three-year Bachelors, a Bachelor of Architecture, or a standard Dentistry, or Vet Science degree. It doesn?t get you?
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				<pubDate>Tue, 08 May 2012 14:31:13 +1200</pubDate>
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				<title>Ben Curran</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=257657#post257657</link>
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						As far as I can tell, the 4 year limit is a change. It is currently 200 weeks, which yes, pretty much gets you 5 and a bit years of study. I was under the impression that this was changing to 4 years of efts which is less than 200?
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				<pubDate>Tue, 08 May 2012 14:48:00 +1200</pubDate>
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				<title>Bart Janssen</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=257658#post257658</link>
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						<p><q>and b) whether potential post-grads will be turned away because of the lack of an allowance.</q></p><p>There is a much more important and damaging effect.</p><p>The really bright kids and I'm talking here about that fraction of our population who really are exceptional ... think Jonah Lomu exceptional but instead?</p>
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				<pubDate>Tue, 08 May 2012 14:56:24 +1200</pubDate>
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				<title>Hebe</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=257659#post257659</link>
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						<q>Makes a person feel old and in the way...</q>Yes; what about my fourth career? It is a dumb move because as my baby boom-generation ages, we are active longer and capable of working longer. Our national super entitlement age will rise, and I think the super will be means tested?
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				<pubDate>Tue, 08 May 2012 14:57:54 +1200</pubDate>
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				<title>Matthew Poole</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=257660#post257660</link>
				<guid>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=257660#post257660</guid>
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						<q>As far as I can tell, the 4 year limit is a change. It is currently 200 weeks, which yes, pretty much gets you 5 and a bit years of study. I was under the impression that this was changing to 4 years of efts which is less than 200?</q>
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				<pubDate>Tue, 08 May 2012 14:58:03 +1200</pubDate>
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				<title>Hebe</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=257661#post257661</link>
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						Did they really think it through or is the change just a way of locking in the best tertiary education for the wealthy?
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				<pubDate>Tue, 08 May 2012 15:06:56 +1200</pubDate>
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				<title>Stewart</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=257663#post257663</link>
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						<p><q>In essence this is social engineering but without any intelligent reasoning behind the engineering.<br /></q></p><p>Anti-social engineering?</p>
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				<pubDate>Tue, 08 May 2012 15:23:11 +1200</pubDate>
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				<title>Ben Curran</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=257664#post257664</link>
				<guid>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=257664#post257664</guid>
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						Ah, that clarifies that then. Ta muchly.
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				<pubDate>Tue, 08 May 2012 15:33:52 +1200</pubDate>
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				<title>Marcus Turner</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=257665#post257665</link>
				<guid>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=257665#post257665</guid>
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						I presume the decision is based on the likelihood of the loan being repaid (both literally and in terms of contribution to society by the student). But it's an uneasy feeling, being one of the excluded.
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				<pubDate>Tue, 08 May 2012 15:40:08 +1200</pubDate>
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				<title>Keith Ng</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=257666#post257666</link>
				<guid>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=257666#post257666</guid>
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						<p><q>So just to play devil's advocate, if you were to make the allowance only for undergrad, you would potentially disincentivise people from doing tertiary study, but once they were there they wouldn't be disincentivised from doing post-grad if EVERYONE had to get a loan. Or a scholarship?</q></p><p>They would still?</p>
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				<pubDate>Tue, 08 May 2012 15:44:44 +1200</pubDate>
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				<title>Hebe</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=257667#post257667</link>
				<guid>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=257667#post257667</guid>
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						My understanding is that if a student loan were not repaid by the time the student (or former student) died, it would come out of their estate like any other debt. Which is as it should be. Living costs are negotiable for loans, but allowing course fees but not course?
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				<pubDate>Tue, 08 May 2012 15:51:25 +1200</pubDate>
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				<title>Graeme Edgeler</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=257672#post257672</link>
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						<p><q>My understanding is that if a student loan were not repaid by the time the student (or former student) died, it would come out of their estate like any other debt.</q></p><p>Your understanding is mistaken. This is a major reason why one might conclude a student loan isn't really a?</p>
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				<pubDate>Tue, 08 May 2012 16:23:51 +1200</pubDate>
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				<title>Lilith __</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=257674#post257674</link>
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						<p><q> if a student loan were not repaid by the time the student (or former student) died, it would come out of their estate like any other debt.</q></p><p>Unless it's changed, no.  If you die, any remaining student debt becomes a grant.</p>
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				<pubDate>Tue, 08 May 2012 16:28:41 +1200</pubDate>
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				<title>Hebe</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=257676#post257676</link>
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						<q>Your understanding is mistaken. This is a major reason why one might conclude a student loan isn't really a loan.</q> I stand corrected. Stupid system, for everyone concerned then unless there are fishhooks I do not foresee.
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				<pubDate>Tue, 08 May 2012 17:05:30 +1200</pubDate>
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				<title>Lilith __</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=257680#post257680</link>
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						<p><q>Stupid system, for everyone concerned</q></p><p>Well?you can imagine a situation where the spouse or children of a former student were otherwise saddled with that person?s student debt if they died.  And with many student debts being 50 or even 100,000 (eg. medicine or dentistry), that?s a very big deal.</p><p>When?</p>
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				<pubDate>Tue, 08 May 2012 17:43:46 +1200</pubDate>
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				<title>Brendon Steen</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=257681#post257681</link>
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						Keith! I can't believe you of all people have used Joyce's four-year line without comment. It's clear from his speech notes, and confirmed on Q+A on Sunday, that the limit is 200 weeks (which is five academic years, assuming you don't do summer school).
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				<pubDate>Tue, 08 May 2012 17:49:08 +1200</pubDate>
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				<title>Alastair Jamieson</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=257685#post257685</link>
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						<p><q>We fund tertiary education because a well-educated workforce strengthens the economy and pays more taxes ? it?s an investment.</q></p><p>And here's me thinking that we fund tertiary education because well-educated people can make the most of their talents for the betterment of themselves, their families and society as a whole.?</p>
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				<pubDate>Tue, 08 May 2012 18:26:46 +1200</pubDate>
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				<title>Scott Chris</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=257690#post257690</link>
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						<p><q>The government collects future revenue earlier, allowing them to ?get back to surplus? earlier. <strong>This part is purely political.</strong></q></p><p>This I disagree with, the reason for which you answer yourself:</p><p><q>Collecting revenue earlier means they don?t have to cover interest on it.</q></p><p>Not everything is political &ndash;  some things just?</p>
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				<pubDate>Tue, 08 May 2012 19:26:19 +1200</pubDate>
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				<title>DexterX</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=257694#post257694</link>
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						<p><a href="http://www.nzherald.co.nz/nz/news/article.cfm?c_id=1&amp;objectid=10804377" target="_blank">http://www.nzherald.co.nz/nz/news/article.cfm?c_id=1&amp;objectid=10804377</a></p><p>This policy makes my skin crawl &ndash; it disadvantages many &ndash; it is narrow in many ways including the perspective that people after completing their initial qual will need at sometime in their ?adult? working life retrain and gain further quals in a likely different field.</p><p>It also overlooks?</p>
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				<pubDate>Tue, 08 May 2012 21:02:23 +1200</pubDate>
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				<title>Matthew Poole</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=257695#post257695</link>
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						<p><q>If you aren?t paying interest on a loan then the average person needs to be compelled by law to repay it ? at a reasonable clip.</q></p><p>I would say that 10% of all income over a level that's not even 2/3 of full-time minimum wage is a reasonable clip, personally.?</p>
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				<pubDate>Tue, 08 May 2012 21:14:56 +1200</pubDate>
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				<title>DeepRed</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=257696#post257696</link>
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						<p><q>Personally I want the best and brightest to feel free to choose more er useful professions (apologies to lawyers and economists but frankly we kinda have enough already).</p><p>In essence this is social engineering but without any intelligent reasoning behind the engineering.</q></p><p>There was talk of enrolment caps for law?</p>
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				<pubDate>Tue, 08 May 2012 22:03:48 +1200</pubDate>
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				<title>Crunchy Weta</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=257697#post257697</link>
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						Oh well good. MAybe we will get some economists who actually know what they are doing. Well played that government.
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				<pubDate>Tue, 08 May 2012 22:09:19 +1200</pubDate>
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				<title>Hilary Stace</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=257698#post257698</link>
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						Steven Joyce obviously isn't a details man. Grant Robertson has been trying to <a href="http://blog.labour.org.nz/2012/05/08/answering-questions-on-loans-and-allowances/" target="_blank"> get some specifics</a> from the Minister.
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				<pubDate>Tue, 08 May 2012 22:19:48 +1200</pubDate>
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				<title>DeepRed</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=257699#post257699</link>
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						<p>Prostetnic Vogon Joyce is probably gambling that students will be too disillusioned, apathetic, or toadyish to challenge the student loans &amp; allowance changes.</p><p>How many examples of ?socialism for the rich? are there that Prostetnic Vogon Joyce et al hold sacred, that Labour could safely take a chainsaw to?</p><p>Off the?</p>
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				<pubDate>Tue, 08 May 2012 22:47:15 +1200</pubDate>
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				<title>BenWilson</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=257702#post257702</link>
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						<p><q>Prostetnic Vogon Joyce is probably gambling that students will be too disillusioned, apathetic, or toadyish to challenge the student loans &amp; allowance changes.</q></p><p>Or simply powerless, as they were when I was a student. We were never able to stop anything. Students actually enrolled aren't a very big voting bloc, and?</p>
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				<pubDate>Wed, 09 May 2012 00:29:21 +1200</pubDate>
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				<title>DeepRed</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=257703#post257703</link>
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						<p><q>When you?ve done that, then you?re bitter on anyone who doesn?t. It was always an evil, stupid, divisive, impoverishing idea, very difficult to remove once entrenched.</q></p><p><a href="http://publicaddress.net/system/topic/3456/?p=257696#post257696" target="_blank">Which neatly ties in to my post before</a>. Sadly, appeal to sour grapes is one of the most effective forms of divide-and-rule ? it?</p>
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				<pubDate>Wed, 09 May 2012 01:01:19 +1200</pubDate>
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				<title>Lucy Telfar Barnard</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=257704#post257704</link>
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						<q>And that means they won't become ecologists or biologists or theoretical mathematicians or analytical chemists or god forbid any of the Arts. Instead they will all choose to be lawyers or economists and similar professions where salary ramps up fast and high. Note these are the brightest they won't be?</q>
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				<pubDate>Wed, 09 May 2012 03:41:08 +1200</pubDate>
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				<title>James Clark</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=257705#post257705</link>
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						<p><q>This doesn?t mean that I think limiting the allowance to 200 weeks is a good idea. It just means that I don?t think it will have much impact on the study decisions of the brightest students.</q></p><p>On that point I agree with Lucy.</p><p>Bart mentions:<br /><q>They can work out that?</q></p>
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				<pubDate>Wed, 09 May 2012 04:52:40 +1200</pubDate>
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				<title>Fooman</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=257714#post257714</link>
				<guid>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=257714#post257714</guid>
				<description><![CDATA[
						<p><q> Currently, for certain degrees (PhD is one of them) you can get a 150 week extension </q></p><p>Back, when I were lad...</p><p>I was doing PhD following on from BE (Hons).  I used up one year of allowance as a undergrad, followed by 3 years of (interest bearing) loans.  Postgrad funding?</p>
					]]></description>
				<pubDate>Wed, 09 May 2012 09:52:09 +1200</pubDate>
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				<title>Bart Janssen</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=257715#post257715</link>
				<guid>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=257715#post257715</guid>
				<description><![CDATA[
						<p><q>It just means that I don?t think it will have much impact on the study decisions of the brightest students.</q></p><p>James and Lucy. Sorry I gave the impression I was theorizing.</p><p>It wasn't just me guessing what their behaviour might be but instead me passing on the upshot from several?</p>
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				<pubDate>Wed, 09 May 2012 10:04:19 +1200</pubDate>
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				<title>BenWilson</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=257717#post257717</link>
				<guid>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=257717#post257717</guid>
				<description><![CDATA[
						<p><q>On the subject of funding tertiary education as an investment (that Keith touched on) I think a much stronger topic is that of full funding in exchange for bonded employment. Govt will fully fund your degree provided you agree to work for govt for x years.</q></p><p>The reason that won't?</p>
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				<pubDate>Wed, 09 May 2012 10:19:46 +1200</pubDate>
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				<title>Steve Barnes</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=257725#post257725</link>
				<guid>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=257725#post257725</guid>
				<description><![CDATA[
						<p>With all the interest in the Sky City Casino you would think that this "Government" would see betting on students to be a better return than say, a pokie machine or 500.<br />They should just take a punt. If a graduate stays their entire life at uni and never pays?</p>
					]]></description>
				<pubDate>Wed, 09 May 2012 11:13:44 +1200</pubDate>
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				<title>bmk</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=257727#post257727</link>
				<guid>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=257727#post257727</guid>
				<description><![CDATA[
						<p>I think this policy could end up being a net revenue loser. As pointed out the only money they make from this policy is the savings on interest. However, it won't take too many people choosing to move overseas and make no payments at all to offset this.</p><p>I have?</p>
					]]></description>
				<pubDate>Wed, 09 May 2012 11:23:50 +1200</pubDate>
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				<title>James Butler</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=257741#post257741</link>
				<guid>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=257741#post257741</guid>
				<description><![CDATA[
						<p><q>the idealistic young will still go into areas they think matter. If they weren?t idealistic they?d be doing law and economics or civil engineering anyway.</q></p><p>I'd just like to suggest that it is perfectly possible to want to study Law, Economics or Civil Engineering for idealistic reasons. Commerce (and its?</p>
					]]></description>
				<pubDate>Wed, 09 May 2012 12:36:24 +1200</pubDate>
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				<title>Lucy Stewart</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=257743#post257743</link>
				<guid>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=257743#post257743</guid>
				<description><![CDATA[
						<q>This is real and it is happening right now. We can see it when we try and find students for PhDs, we can see it when we try and find technicians and try and fill post-doc positions. The quality is just not there. When we ask our colleagues in the?</q>
					]]></description>
				<pubDate>Wed, 09 May 2012 12:42:33 +1200</pubDate>
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				<title>Sacha</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=257745#post257745</link>
				<guid>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=257745#post257745</guid>
				<description><![CDATA[
						<p><q>you would think that this "Government" would see betting on students to be a better return than say, a pokie machine or 500.</q></p><p>Backing ourselves would be truly ambitious, yes. Now who's pointing that out?</p>
					]]></description>
				<pubDate>Wed, 09 May 2012 12:53:32 +1200</pubDate>
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				<title>Kate Hannah</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=257748#post257748</link>
				<guid>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=257748#post257748</guid>
				<description><![CDATA[
						+ a million. Thanks Bart. Have been trying to figure out the gist of the issue &ndash; and this is it. Thank you.
					]]></description>
				<pubDate>Wed, 09 May 2012 13:10:41 +1200</pubDate>
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				<title>Marcus Turner</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=257749#post257749</link>
				<guid>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=257749#post257749</guid>
				<description><![CDATA[
						The inflation of house prices is a problem elsewhere too. <a href="http://www.theglobeandmail.com/globe-investor/personal-finance/2012-vs-1984-young-adults-really-do-have-it-harder-today/article2425558/" target="_blank">This article</a> is about Canada.
					]]></description>
				<pubDate>Wed, 09 May 2012 13:12:19 +1200</pubDate>
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				<title>Matthew Poole</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=257750#post257750</link>
				<guid>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=257750#post257750</guid>
				<description><![CDATA[
						<p><q>I certainly feel the current repayment threshold is too low ? below minimum wage, really?</q></p><p>Aye. Really. Minimum wage is <a href="http://www.dol.govt.nz/er/pay/minimumwage/" target="_blank">$13.50/hour</a>. $13.5*40*52=$28,080 (which is a fucking pittance in itself). Repayment threshold is <a href="http://www.ird.govt.nz/studentloans/owing/thresholds/" target="_blank">$19,084</a> according to the IRD. So it's slightly over 2/3 of full-time minimum wage ($18,701), but only slightly.?</p>
					]]></description>
				<pubDate>Wed, 09 May 2012 13:13:43 +1200</pubDate>
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				<title>DeepRed</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=257751#post257751</link>
				<guid>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=257751#post257751</guid>
				<description><![CDATA[
						<p><q>It wouldn?t take too many people to do this and then this policy will actually cost the country more money than it would make.</q></p><p>Either that, or declare en masse bankruptcy. It'd be very messy &ndash; as in Greek or Spanish messy &ndash; but the message would be stark.</p>
					]]></description>
				<pubDate>Wed, 09 May 2012 13:31:39 +1200</pubDate>
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				<title>BenWilson</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=257753#post257753</link>
				<guid>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=257753#post257753</guid>
				<description><![CDATA[
						<p><q>When we ask our colleagues in the university they say the bright ones just aren't taking the sciences any more.</q></p><p>Even for med students?</p>
					]]></description>
				<pubDate>Wed, 09 May 2012 13:40:14 +1200</pubDate>
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				<title>Bart Janssen</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=257762#post257762</link>
				<guid>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=257762#post257762</guid>
				<description><![CDATA[
						<p><q>Even for med students?</q></p><p>Medicine isn't science, at least not the way we mean it. Mostly talking about research level science, where you try and discover something new or figure out how to apply a discovery to a new situation.</p><p>In fact medicine is a perfect example of the problem?</p>
					]]></description>
				<pubDate>Wed, 09 May 2012 15:11:39 +1200</pubDate>
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				<title>Bart Janssen</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=257763#post257763</link>
				<guid>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=257763#post257763</guid>
				<description><![CDATA[
						<p><q>Which is interesting, because from my perspective the problem is an overload of good people for few post-doc positions.</q></p><p>From the perspective of trying to hire post-docs, nope. But bear in mind we pay crap. Really good post-docs go overseas where they can both do better research and get paid?</p>
					]]></description>
				<pubDate>Wed, 09 May 2012 15:15:24 +1200</pubDate>
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				<title>Bart Janssen</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=257765#post257765</link>
				<guid>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=257765#post257765</guid>
				<description><![CDATA[
						<p><q>I?d just like to suggest that it is perfectly possible to want to study Law, Economics or Civil Engineering for idealistic reasons.</q></p><p>I know James. Some of my best friends are ... really I have a friend who has a PhD in international conflict law. To be fair it is?</p>
					]]></description>
				<pubDate>Wed, 09 May 2012 15:18:14 +1200</pubDate>
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				<title>Sacha</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=257776#post257776</link>
				<guid>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=257776#post257776</guid>
				<description><![CDATA[
						Christchurch
					]]></description>
				<pubDate>Wed, 09 May 2012 15:59:57 +1200</pubDate>
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				<title>Ian Dalziel</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=257778#post257778</link>
				<guid>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=257778#post257778</guid>
				<description><![CDATA[
						<p><q>But there is a balance in a society. <br />All lawyers and no engineers results in ...</q><br />...Spin Doctorates?</p>
					]]></description>
				<pubDate>Wed, 09 May 2012 16:04:48 +1200</pubDate>
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				<title>Islander</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=257784#post257784</link>
				<guid>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=257784#post257784</guid>
				<description><![CDATA[
						<p><q>n fact medicine is a perfect example of the problem we often see, good students who like research but choose medicine because the pay is better.</q></p><p>Unless, like one of the younger members of my whanau, they have a parent who is a GP!<br />That person has an excellent intellect,?</p>
					]]></description>
				<pubDate>Wed, 09 May 2012 17:27:53 +1200</pubDate>
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				<title>BenWilson</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=257810#post257810</link>
				<guid>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=257810#post257810</guid>
				<description><![CDATA[
						<p><q>In fact medicine is a perfect example of the problem we often see, good students who like research but choose medicine because the pay is better.</q></p><p>I do wonder if half of the problem is because one's chances of making a significant breakthrough in science these days are pretty small.?</p>
					]]></description>
				<pubDate>Wed, 09 May 2012 19:57:41 +1200</pubDate>
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				<title>Rich of Observationz</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=257826#post257826</link>
				<guid>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=257826#post257826</guid>
				<description><![CDATA[
						<p>I had a thought a while back about NZ chasing expats for student loan payments.</p><p>As I understand it, foreign courts will enforce debts and contracts, but they won't enable a country to impose arbitrary taxes on its former residents. (So if the UK decided it wanted to make me?</p>
					]]></description>
				<pubDate>Wed, 09 May 2012 21:47:44 +1200</pubDate>
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				<title>Lucy Stewart</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=257838#post257838</link>
				<guid>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=257838#post257838</guid>
				<description><![CDATA[
						<p><q>ETA Mind you at least half of being an A student seems to come down to being a total swot and not having to hold down 2 paid jobs at the same time, so maybe accusations of brilliance on their part are unfair.</q></p><p>Yes and no. There are a few?</p>
					]]></description>
				<pubDate>Wed, 09 May 2012 23:28:57 +1200</pubDate>
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				<title>Bart Janssen</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=257851#post257851</link>
				<guid>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=257851#post257851</guid>
				<description><![CDATA[
						<p>What Lucy said!</p><p>This is something that is always tricky to talk about because it treads on people's sensitivities. But nobody has a problem with the idea that Dan Carter is special, genuinely gifted. It doesn't matter how many hours a club rugby player practices they will never be able?</p>
					]]></description>
				<pubDate>Thu, 10 May 2012 09:35:07 +1200</pubDate>
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				<title>BenWilson</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=257874#post257874</link>
				<guid>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=257874#post257874</guid>
				<description><![CDATA[
						<p><q>And despite what I've said above, us B graders actually do make genuine discoveries which are every bit as exciting as my dreams were when I was a student, really our next paper is going to be so cool!</q></p><p>I have no doubt of that. Charles Darwin rated himself as?</p>
					]]></description>
				<pubDate>Thu, 10 May 2012 12:37:02 +1200</pubDate>
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				<title>Keir Leslie</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=257878#post257878</link>
				<guid>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=257878#post257878</guid>
				<description><![CDATA[
						<p>Bart: Why do you think there is a structural under-supply of engineers or scientists? Why do you think there is an oversupply of lawyers or accountants?</p><p>Also you are factually wrong, lawyers and engineers get roughly comparable pay, and training engineers gets a far larger government subsidy than training lawyers.?</p>
					]]></description>
				<pubDate>Thu, 10 May 2012 12:54:43 +1200</pubDate>
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				<title>DeepRed</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=257880#post257880</link>
				<guid>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=257880#post257880</guid>
				<description><![CDATA[
						<q>I have no doubt of that. Charles Darwin rated himself as a B-grader. I think the world has an obsession with grades, frankly. Quite unrealistic views about the importance of high achievers. They?re always, by definition, going to be a small number of people, and thus responsible for only a?</q>
					]]></description>
				<pubDate>Thu, 10 May 2012 13:01:59 +1200</pubDate>
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				<title>BenWilson</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=257882#post257882</link>
				<guid>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=257882#post257882</guid>
				<description><![CDATA[
						I don't think there's too much wrong with picking winners, Keir. By subsidizing education at all, we are picking winners. But I do think we've picked the wrong ones for quite a while. One thing the country is very short on, for instance, is tradespeople. Bringing back subsidized apprenticeships could?
					]]></description>
				<pubDate>Thu, 10 May 2012 13:08:07 +1200</pubDate>
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				<title>Lucy Stewart</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=257883#post257883</link>
				<guid>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=257883#post257883</guid>
				<description><![CDATA[
						<p><q>Indeed, I think that if anything, people need more encouragement to develop broad skills than they do to develop specific skills ? those sell themselves.</q></p><p>It really worries me sometimes when I get comments from people who are impressed because I can do well in a (microbiology) genetics class while?</p>
					]]></description>
				<pubDate>Thu, 10 May 2012 13:13:47 +1200</pubDate>
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				<title>Bart Janssen</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=257887#post257887</link>
				<guid>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=257887#post257887</guid>
				<description><![CDATA[
						<p><q>the importance of high achievers</q></p><p>Not saying that the B graders aren't valuable. I'm one myself so I bloody well hope I'm valuable.</p><p>But I am saying that genuine A graders are special. I've worked next to a couple of A graders. And they make connections and leaps that no?</p>
					]]></description>
				<pubDate>Thu, 10 May 2012 13:43:15 +1200</pubDate>
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				<title>Lucy Telfar Barnard</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=257956#post257956</link>
				<guid>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=257956#post257956</guid>
				<description><![CDATA[
						<q>They have been seeing, <strong>during the student loan era</strong>, a shift in the quality of students taking the sciences. these are really bright kids who stand out in the stage I classes (yes lecturers do notice). When they talk to those kids they simply say they'd love to do biology/chemistry/maths?</q>
					]]></description>
				<pubDate>Fri, 11 May 2012 00:41:16 +1200</pubDate>
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				<title>Lucy Telfar Barnard</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=257960#post257960</link>
				<guid>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=257960#post257960</guid>
				<description><![CDATA[
						Darn, too late for edit... I meant to add &ndash; the financial "advantage" meant to compensate for the financial disadvantage of their starting point.
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				<pubDate>Fri, 11 May 2012 01:44:28 +1200</pubDate>
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				<title>DeepRed</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=257961#post257961</link>
				<guid>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=257961#post257961</guid>
				<description><![CDATA[
						<p><a href="http://www.nzherald.co.nz/education/news/article.cfm?c_id=35&amp;objectid=10804681" target="_blank">Mai Chen's 2c worth on the issue</a>.</p><p>The current student allowance system has merely played catch-up from its first incarnation in 1992 &ndash; for years it wasn't inflation adjusted, and the Clark Govt did address that somewhat. Also, students are far less likely to resist means-testing than pensioners.</p><p>And I can?</p>
					]]></description>
				<pubDate>Fri, 11 May 2012 02:03:57 +1200</pubDate>
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				<title>Sacha</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=257976#post257976</link>
				<guid>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=257976#post257976</guid>
				<description><![CDATA[
						<p><q>Not exactly a "closing the gaps" type policy then.</q></p><p>It is consistent with the current govt's ideology to make sure most resource of any kind goes to those who already have more of it. The theory is that it's more effective for society to invest in the already-successful. These folk?</p>
					]]></description>
				<pubDate>Fri, 11 May 2012 10:48:28 +1200</pubDate>
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				<title>Matthew Poole</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=257988#post257988</link>
				<guid>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=257988#post257988</guid>
				<description><![CDATA[
						<p><q>They?ve probably also got a bit of a loan, because the allowance isn?t exactly gravy.</q></p><p>Doesn't work like that. If you're getting the student allowance you're not allowed to draw down living costs on your student loan.</p>
					]]></description>
				<pubDate>Fri, 11 May 2012 11:20:59 +1200</pubDate>
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				<title>chris</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258001#post258001</link>
				<guid>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258001#post258001</guid>
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						<p><q>Charles Darwin rated himself as a B-grader.</q></p><p>That's still rather high given his pedigree:</p><p><q>"Would it be too bold to imagine, that in the great length of time, since the earth began to exist, perhaps millions of ages before the commencement of the history of mankind, would it be too?</q></p>
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				<pubDate>Fri, 11 May 2012 12:48:16 +1200</pubDate>
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				<title>BenWilson</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258083#post258083</link>
				<guid>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258083#post258083</guid>
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						<p><q>But there is simply no way we would make the progress we do in science without their ability.</q></p><p>Could you give me an example? Some breakthrough that you have personally actually witnessed happening at the hands of a real live genius that you couldn't imagine having been stumbled across by?</p>
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				<pubDate>Fri, 11 May 2012 23:10:19 +1200</pubDate>
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				<title>Lucy Stewart</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258086#post258086</link>
				<guid>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258086#post258086</guid>
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						<p><q>That?s still rather high given his pedigree:</q></p><p>The theory of evolution was synthesised from a growing body of evidence and ideas, and someone was going to come up with it sooner or later &ndash; modern biology is impossible without it. This is evidenced by the fact that, in fact, two?</p>
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				<pubDate>Fri, 11 May 2012 23:28:05 +1200</pubDate>
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				<title>Lucy Stewart</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258088#post258088</link>
				<guid>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258088#post258088</guid>
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						<p><q>Could you give me an example? Some breakthrough that you have personally actually witnessed happening at the hands of a real live genius that you couldn?t imagine having been stumbled across by someone else in maybe a little more time?</q></p><p>But it's not usually "a little more time", it's "a?</p>
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				<pubDate>Sat, 12 May 2012 00:01:13 +1200</pubDate>
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				<title>BenWilson</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258089#post258089</link>
				<guid>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258089#post258089</guid>
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						It's probably the biggest scientific breakthrough made that century. But Darwin described his discovery of it as a very slow dawning, which might have come to brighter person faster. He felt that he plodded along, building up a story that eventually forced him to conclude something he could well have?
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				<pubDate>Sat, 12 May 2012 00:06:43 +1200</pubDate>
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				<title>Lucy Telfar Barnard</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258091#post258091</link>
				<guid>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258091#post258091</guid>
				<description><![CDATA[
						<q>Doesn't work like that. If you're getting the student allowance you're not allowed to draw down living costs on your student loan.</q>No, but you can still get a loan for fees and course-related costs, as there's unlikely to be allowance money left over after living costs to cover those things.?
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				<pubDate>Sat, 12 May 2012 00:08:18 +1200</pubDate>
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				<title>BenWilson</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258093#post258093</link>
				<guid>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258093#post258093</guid>
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						<p><q>There are people who are good at taking disparate pieces of information and assembling them into a coherent picture, and it's not a skill everyone has, or everyone can learn. </q></p><p>We don't all have it, but suggesting it can't be more widely learned is, IMHO, false. There are a lot?</p>
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				<pubDate>Sat, 12 May 2012 00:41:19 +1200</pubDate>
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				<title>Lucy Stewart</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258094#post258094</link>
				<guid>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258094#post258094</guid>
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						<p><q>But is the theory of evolution actually a scientific theory at all? Could it be proved or disproved?</q></p><p>1) Yes. 2) Yes. That's....really not in dispute. There is a lot of very fine work qualitatively testing evolution. Lemski's E. coli stuff is one of the more beautiful examples, or the?</p>
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				<pubDate>Sat, 12 May 2012 01:25:03 +1200</pubDate>
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				<title>Keir Leslie</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258095#post258095</link>
				<guid>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258095#post258095</guid>
				<description><![CDATA[
						<p>What evidence can anyone give about counter-factuals?</p><p>The problem with the government picking winners is that the government just doesn't have that much knowledge about the skills required in the economy. So it is all very well to say we need more tradespeople, but (a) the market should correct that?</p>
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				<pubDate>Sat, 12 May 2012 01:27:01 +1200</pubDate>
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				<title>bmk</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258105#post258105</link>
				<guid>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258105#post258105</guid>
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						<p><q>This is OK to a point, there is economy in specialization, but people can become overspecialized very, very easily. This carries a lot of problems with it. It is extremely risky, can leave those people with nothing if what they are specialized in loses value.</q></p><p>I always love the quote:?</p>
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				<pubDate>Sat, 12 May 2012 09:35:52 +1200</pubDate>
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				<title>BenWilson</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258109#post258109</link>
				<guid>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258109#post258109</guid>
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						<p><q>1) Yes. 2) Yes. That's....really not in dispute.</q></p><p>Cool. What experiment could potentially disprove evolution?</p><p>Let me be clear. I'm not disputing evolution is true. I'm disputing whether it is a scientific theory. To many appearances, it is a tautology. Which means it is certainly true, but immune to disproof?</p>
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				<pubDate>Sat, 12 May 2012 10:40:25 +1200</pubDate>
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				<title>Lilith __</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258116#post258116</link>
				<guid>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258116#post258116</guid>
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						<q>If you want an example, the best I can think of offhand is mitochondria. Lynn Margulis ? actually a professor at my university until her death a few months ago ? worked out that they are the remnants of a symbiosis between bacteria and eukaryotes, bacteria that moved into larger?</q>
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				<pubDate>Sat, 12 May 2012 11:27:52 +1200</pubDate>
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				<title>chris</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258127#post258127</link>
				<guid>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258127#post258127</guid>
				<description><![CDATA[
						<p><q>two people came up with well-developed theories of evolution at roughly the same time. One of them just had better publicists.</q></p><p>Certainly, and speaking the lingua franca also helps, if Jean-Baptiste Lamarck had only been British....</p>
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				<pubDate>Sat, 12 May 2012 12:58:44 +1200</pubDate>
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				<title>Keir Leslie</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258135#post258135</link>
				<guid>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258135#post258135</guid>
				<description><![CDATA[
						<p>What could disprove evolution? Well, the discovery of a human in the pre-cambrian. That's a thing that would disprove it.</p><p>Anyway you want to make things scientific by popperian falsification-ism, and that's a rubbish game, so let's not play it.</p>
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				<pubDate>Sat, 12 May 2012 13:55:30 +1200</pubDate>
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				<title>BenWilson</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258139#post258139</link>
				<guid>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258139#post258139</guid>
				<description><![CDATA[
						<p><q>What could disprove evolution? Well, the discovery of a human in the pre-cambrian. That's a thing that would disprove it.</q></p><p>No, it's not. That would just mean that the human species is older than we think. Maybe it came from another planet. That does not refute evolution. Nor is that?</p>
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				<pubDate>Sat, 12 May 2012 14:32:05 +1200</pubDate>
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				<title>Matthew Poole</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258143#post258143</link>
				<guid>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258143#post258143</guid>
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						<p><q>No, but you can still get a loan for fees and course-related costs, as there?s unlikely to be allowance money left over after living costs to cover those things.</q></p><p>To steal a phrase from our host, Duh! The student allowance's existence is entirely predicated on paying your living costs. It's?</p>
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				<pubDate>Sat, 12 May 2012 15:01:15 +1200</pubDate>
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				<title>Matthew Poole</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258145#post258145</link>
				<guid>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258145#post258145</guid>
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						<p><q>   <br /><em> But it?s not usually ?a little more time?, it?s ?a lot of time?, or ?a lot of wasted effort and resources looking at the problem the wrong way?.</em></p><p>Care to quantify? Is an A student twice as fast as a B? Ten times faster? Whatever number you pick, that?s?</q></p>
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				<pubDate>Sat, 12 May 2012 15:19:18 +1200</pubDate>
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				<title>Keir Leslie</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258146#post258146</link>
				<guid>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258146#post258146</guid>
				<description><![CDATA[
						<p>Cherrypicking successful example of government spending is not an argument. </p><p>In particular, war-driven advances in technology are one of the worst advertisements for government investment in technology ever.</p><p>Of course, space is not a particularly non-commercial environment, and (hardly surprisingly) there are a crazy number of crazy US space fanatic?</p>
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				<pubDate>Sat, 12 May 2012 15:22:03 +1200</pubDate>
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				<title>BenWilson</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258154#post258154</link>
				<guid>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258154#post258154</guid>
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						<p><q>That's not deifying scientists, or whatever you want to call it, it's a recognition that you cannot look at how we use computers and attempt to apply the same overlay to how we use scientists.</q></p><p>I referred to deifying the A-grade scientists, as if they brought something that couldn't be?</p>
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				<pubDate>Sat, 12 May 2012 16:35:34 +1200</pubDate>
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				<title>Sacha</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258159#post258159</link>
				<guid>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258159#post258159</guid>
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						<p><q>This is the most precisely backward reading of the market's signals possible</q></p><p>Only if you believe that market is functioning properly. Where's the return on our broader public interest from having truckloads of BCom and LLB grads?</p>
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				<pubDate>Sat, 12 May 2012 16:52:40 +1200</pubDate>
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				<title>Sacha</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258164#post258164</link>
				<guid>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258164#post258164</guid>
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						Perhaps an 'A' scientist makes <em>better</em> connections between items of information, not more of them.
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				<pubDate>Sat, 12 May 2012 16:58:05 +1200</pubDate>
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				<title>Keir Leslie</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258171#post258171</link>
				<guid>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258171#post258171</guid>
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						You have to be careful here. If you want to make an argument about the broader public interest that's all very well, but that's different from arguments about economic benefit. And really I am pretty unconvinced of an argument that a software engineer is of any greater specifically public benefit?
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				<pubDate>Sat, 12 May 2012 17:26:18 +1200</pubDate>
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				<title>Sacha</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258175#post258175</link>
				<guid>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258175#post258175</guid>
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						<p><q>that's different from arguments about economic benefit</q></p><p>If economics can't take public interest into account when talking about state-subsidised education, then it doesn't seem all that useful.</p><p>A functioning economy and society needs both lawyers and software engineers, sure.</p>
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				<pubDate>Sat, 12 May 2012 17:50:21 +1200</pubDate>
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				<title>Keir Leslie</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258181#post258181</link>
				<guid>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258181#post258181</guid>
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						<p>But I can't see why truckloads of accountants ought be any more concerning than truckloads of traffic engineers.</p><p>The way you are using this public interest thing seems amorphous and ill-defined. I would like a lot more definition before I relied on it for any policy decisions.</p>
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				<pubDate>Sat, 12 May 2012 18:14:50 +1200</pubDate>
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				<title>Lucy Telfar Barnard</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258213#post258213</link>
				<guid>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258213#post258213</guid>
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						<q>That it and the living-costs component of a student loan are mutually exclusive says everything about their roles: they're there so you can live while studying, not so that you don't have to find other sources of funding for your study.</q>Well, sure, and I never said otherwise.  I'm not sure?
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				<pubDate>Sat, 12 May 2012 21:42:11 +1200</pubDate>
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				<title>BenWilson</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258216#post258216</link>
				<guid>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258216#post258216</guid>
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						<p><q>Cherrypicking successful example of government spending is not an argument. </q></p><p>Considering the magnitude of the examples, they're part of the argument. Especially since you made the blanket claim that they couldn't pick winners. That's tosh, admit it. The information revolution is based on massive government investment. One possible future of?</p>
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				<pubDate>Sat, 12 May 2012 22:26:17 +1200</pubDate>
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				<title>Islander</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258218#post258218</link>
				<guid>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258218#post258218</guid>
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						<p><q>I think his heart is in the right place, and he may be right about the benefits of attracting the best talent. It should be a question for which evidence can help in decision making.</q> </p><p>Ben, whether you intended it or not, that is *so* fucking patronising mate- a humble?</p>
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				<pubDate>Sat, 12 May 2012 22:39:30 +1200</pubDate>
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				<title>BenWilson</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258222#post258222</link>
				<guid>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258222#post258222</guid>
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						<p><q>Ben, whether you intended it or not, that is *so* fucking patronising mate</q></p><p>I don't see why. Bart wants what he does to have the best chances it can get and that's admirable. My question about the true necessity of extreme talent is genuine, but I do not question that?</p>
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				<pubDate>Sat, 12 May 2012 23:28:45 +1200</pubDate>
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				<title>Keir Leslie</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258228#post258228</link>
				<guid>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258228#post258228</guid>
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						<p>Look, if you want a government that runs an industrial policy based around the economic benefits of very far away rocks, you're more than welcome to it. But personally, that sounds so perfectly crackpot as to be a sterling example of why governments ought stay out of it.</p><p>Of course,?</p>
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				<pubDate>Sun, 13 May 2012 01:10:20 +1200</pubDate>
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				<title>Lucy Stewart</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258229#post258229</link>
				<guid>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258229#post258229</guid>
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						<p><q>Which means it is certainly true, but immune to disproof and thus hardly something to class as science.</q></p><p>How to disprove evolution: find a situation where a trait is clearly advantageous but is not selected for (c.f. the Galapagos finches, if beak distribution did not change during droughts even though?</p>
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				<pubDate>Sun, 13 May 2012 01:42:31 +1200</pubDate>
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				<title>BenWilson</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258230#post258230</link>
				<guid>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258230#post258230</guid>
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						<p><q>find a situation where a trait is clearly advantageous but is not selected for </q></p><p>You'll use the fact that it was not selected for as evidence that it was not clearly advantageous, so that's not going to work. No matter what advantage I could think of that has occurred occasionally?</p>
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				<pubDate>Sun, 13 May 2012 02:59:49 +1200</pubDate>
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				<title>BenWilson</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258231#post258231</link>
				<guid>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258231#post258231</guid>
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						<p><q>But personally, that sounds so perfectly crackpot as to be a sterling example of why governments ought stay out of it.</q></p><p>Yup all those people at NASA are crackpots...</p><p><q>Of course, it is very easy to point to examples of misguided government investment. Think Big, for instance. </q></p><p>Which gave us?</p>
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				<pubDate>Sun, 13 May 2012 03:26:13 +1200</pubDate>
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				<title>Keir Leslie</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258233#post258233</link>
				<guid>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258233#post258233</guid>
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						<p>No, those people at NASA (&amp;c, hi Lucy!) are engaged in science that is not expected to make a return on investment. If NASA was expected to make money, it would have to be one of the most useless investment vehicles ever.</p><p>Think Big, of course, was a major cause of?</p>
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				<pubDate>Sun, 13 May 2012 09:03:41 +1200</pubDate>
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				<title>Fooman</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258234#post258234</link>
				<guid>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258234#post258234</guid>
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						<p><q>Think Big, of course, was a major cause of the atrocious state of NZ's books in 84 </q></p><p>One interesting aspect of the Motunui synthetic fuels plant, part of Think Big, is that when they turned it on in 1985 or so, it immediately halved NZ's balance of payments deficit due?</p>
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				<pubDate>Sun, 13 May 2012 09:29:52 +1200</pubDate>
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				<title>nzlemming</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258235#post258235</link>
				<guid>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258235#post258235</guid>
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						<p><q>Care to quantify? Is an A student twice as fast as a B? Ten times faster? Whatever number you pick, that's the number of resources their talents take to replicate. They are therefore not essential at all.</q></p><p>That's the kind of flawed thinking behind the myth of the man-hour -?</p>
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				<pubDate>Sun, 13 May 2012 10:15:07 +1200</pubDate>
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				<title>BenWilson</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258236#post258236</link>
				<guid>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258236#post258236</guid>
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						<p><q>I mean, if you talk to most economists, they will tell you that if you have to set up some way of organising an economy, a market is the best way to start.</q></p><p>I never at any point said that there should be no markets. By the "refuted economic theory"?</p>
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				<pubDate>Sun, 13 May 2012 10:46:01 +1200</pubDate>
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				<title>Matthew Poole</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258261#post258261</link>
				<guid>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258261#post258261</guid>
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						<p><q>New Zealand, a traditionally free market economy.</q><br />A market economy, maybe, but very definitely not free. Until the 1980s our market was incredibly tightly regulated. Currency controls, im/ex regulations, subsidies and tariffs up the yin-yang, state involvement in provision of many goods and services including housing, banking and insurance... Muldoon?</p>
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				<pubDate>Sun, 13 May 2012 21:35:13 +1200</pubDate>
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				<title>Keir Leslie</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258263#post258263</link>
				<guid>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258263#post258263</guid>
				<description><![CDATA[
						Free market compared to, say, Russia. Or China. Or even India, I suspect, although that would be an interesting comparison.
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				<pubDate>Sun, 13 May 2012 22:54:14 +1200</pubDate>
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				<title>Lucy Stewart</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258264#post258264</link>
				<guid>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258264#post258264</guid>
				<description><![CDATA[
						<q>You?ll use the fact that it was not selected for as evidence that it was not clearly advantageous, so that?s not going to work. No matter what advantage I could think of that has occurred occasionally as a trait in some creature, you?ll just find a disadvantage to save the?</q>
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				<pubDate>Mon, 14 May 2012 02:31:15 +1200</pubDate>
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				<title>Deborah</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258265#post258265</link>
				<guid>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258265#post258265</guid>
				<description><![CDATA[
						<p>I pop into a thread about student loans and find people arguing about evolution as a scientific theory.  Cool.</p><p>Just a couple of points.<br />(1) If you're going to go down a Popperian / falsificationism route, then famously, evolution could be disproved by <a href="http://en.wikipedia.org/wiki/Precambrian_rabbit" target="_blank">fossil rabbits in the Precambrian</a>.<br />(2) You?</p>
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				<pubDate>Mon, 14 May 2012 06:51:01 +1200</pubDate>
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				<title>Joe Wylie</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258266#post258266</link>
				<guid>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258266#post258266</guid>
				<description><![CDATA[
						<p><q>Mind you, a geologist friend of ours pointed out that opposition to plate tectonics really only died out when a heap of older geologists died...</q><br />While I'm old enough to remember continental drift theory, which was what they called plate tectonics in my schooldays, I wasn't around in 1912 when?</p>
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				<pubDate>Mon, 14 May 2012 07:36:25 +1200</pubDate>
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				<title>Russell Brown</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258267#post258267</link>
				<guid>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258267#post258267</guid>
				<description><![CDATA[
						<p><q>Of course, it is very easy to point to examples of misguided government investment. Think Big, for instance. Or farm subsidies.</q></p><p>And you dismissed it as ?cherry-picking? when Ben cited the internet!</p><p><q>And that is solely in New Zealand, a traditionally free market economy.</q></p><p>Anything but. New Zealand in the?</p>
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				<pubDate>Mon, 14 May 2012 08:00:37 +1200</pubDate>
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				<title>Russell Brown</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258268#post258268</link>
				<guid>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258268#post258268</guid>
				<description><![CDATA[
						<q>The thing is, when someone says: we have insufficient tradespeople, they are not really saying that. What they are saying is that tradespeople cost too much, and they would like the supply of tradespeople to be subsidised in order to bring that price down. Markets work. Not always, but in?</q>
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				<pubDate>Mon, 14 May 2012 08:23:42 +1200</pubDate>
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				<title>Lucy Stewart</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258269#post258269</link>
				<guid>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258269#post258269</guid>
				<description><![CDATA[
						<p><q>Perhaps that too had to be postponed until certain senior phylogeneticists had ?left the room?.</q></p><p>I don't know if the presence of phylogeneticists in 1912 would disprove evolution, but I imagine it might cause physicists some concerns.</p>
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				<pubDate>Mon, 14 May 2012 08:39:42 +1200</pubDate>
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				<title>Russell Brown</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258270#post258270</link>
				<guid>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258270#post258270</guid>
				<description><![CDATA[
						<p><q>Cherrypicking successful example of government spending is not an argument.</q></p><p>Citing the internet is hardly cherry-picking. It's so important that it counterbalances any number of losing bets.</p><p>Interestingly, TCP/IP caught on it part because Cerf, Postel, etc were able to force adoption via their control of public research funding. If?</p>
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				<pubDate>Mon, 14 May 2012 08:42:59 +1200</pubDate>
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				<title>Sacha</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258271#post258271</link>
				<guid>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258271#post258271</guid>
				<description><![CDATA[
						<p><q>China's success in technology manufacturing isn't only a result of competitively low wages &mdash; but of the state's decision to train many more engineers than would typically be trained in a western system.</q></p><p>And they sent huge numbers of them to be trained *in* those Western systems &ndash; notably, US?</p>
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				<pubDate>Mon, 14 May 2012 08:47:35 +1200</pubDate>
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				<title>Joe Wylie</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258272#post258272</link>
				<guid>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258272#post258272</guid>
				<description><![CDATA[
						<p><q>I don't know if the presence of phylogeneticists in 1912 would disprove evolution, but I imagine it might cause physicists some concerns.</q><br />Molecular phylogeneticists certainly, but I didn't say that. While the word phylogeneticist might not have been in common use, <a href="http://www.etymonline.com/index.php?term=phylogeny" target="_blank">phylogeny</a> would appear to have been around for a?</p>
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				<pubDate>Mon, 14 May 2012 09:08:16 +1200</pubDate>
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				<title>Bart Janssen</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258273#post258273</link>
				<guid>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258273#post258273</guid>
				<description><![CDATA[
						<p><q>I think we overrate the importance of talent</q></p><p>hmmm two days late. I wouldn't normally bother arguing this with you Ben but to me it's one of the serious flaws in kiwi culture. You say we overate talent, I say we overate the mediocre and call it egalitarianism. You're right?</p>
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				<pubDate>Mon, 14 May 2012 09:30:30 +1200</pubDate>
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				<title>Bart Janssen</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258274#post258274</link>
				<guid>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258274#post258274</guid>
				<description><![CDATA[
						<p><q>I?m offering this challenge to you and Bart</q></p><p>And when we present you with examples you dismiss them as luck or sexism. Sorry Ben but that isn't productive.</p><p>Here's an example you should read <a href="http://en.wikipedia.org/wiki/Barbara_McClintock" target="_blank">Barabr McClintock</a> discovered transposable elements. Bits of DNA that could move within the genome and change?</p>
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				<pubDate>Mon, 14 May 2012 09:51:17 +1200</pubDate>
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				<title>Russell Brown</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258275#post258275</link>
				<guid>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258275#post258275</guid>
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						<p><q>And they sent huge numbers of them to be trained *in* those Western systems ? notably, US universities.</q></p><p>The other thing that the Chinese system (for all its many faults) is beginning to get really right is devoting resources to ameliorating the threat of climate change. Indeed, climate change is?</p>
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				<pubDate>Mon, 14 May 2012 09:54:51 +1200</pubDate>
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				<title>Sacha</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258276#post258276</link>
				<guid>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258276#post258276</guid>
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						<p><q>prefer to pretend</q></p><p>more like angrily deny :)</p>
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				<pubDate>Mon, 14 May 2012 09:57:41 +1200</pubDate>
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				<title>Russell Brown</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258277#post258277</link>
				<guid>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258277#post258277</guid>
				<description><![CDATA[
						<p><q> <em>prefer to pretend</em></p><p>more like angrily deny :)</q></p><p>"Angrily pretend".</p>
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				<pubDate>Mon, 14 May 2012 10:00:32 +1200</pubDate>
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				<title>Bart Janssen</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258278#post258278</link>
				<guid>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258278#post258278</guid>
				<description><![CDATA[
						<p><q>Which might not matter if you?re not paying the bills, but when it?s a matter of funding this or that person, the people with the money like to make the choice on more than ?I worked with some brilliant people and it was great?.</q></p><p>Ah so that's the problem. OK?</p>
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				<pubDate>Mon, 14 May 2012 10:00:39 +1200</pubDate>
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				<title>Bart Janssen</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258279#post258279</link>
				<guid>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258279#post258279</guid>
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						<p><q>and Bart should be listening to the market signals to decide how best to organize his own kind of research</q></p><p>Are you sure about that. If scientists in the DSIR had listened to market signals there would have been no kiwifruit industry in NZ. </p><p>Markets forces can only tell you?</p>
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				<pubDate>Mon, 14 May 2012 10:11:30 +1200</pubDate>
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				<title>DeepRed</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258280#post258280</link>
				<guid>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258280#post258280</guid>
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						<p><q>Anything but. New Zealand in the 20th century looks like a museum of regulation and intervention. We didn?t so much distort markets as tie them in pretzel bows.</q></p><p>And for the ultimate in irony, remember the <a href="http://www.stuff.co.nz/dominion-post/business/6912252/Key-backs-off-hub" target="_blank">much-touted Wall Street of the South Pacific</a>? Treasury and MED have called bullshit because?</p>
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				<pubDate>Mon, 14 May 2012 10:31:17 +1200</pubDate>
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				<title>Russell Brown</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258281#post258281</link>
				<guid>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258281#post258281</guid>
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						<p><q>And for the ultimate in irony, remember the much-touted Wall Street of the South Pacific? Treasury and MED have called bullshit because it would need big subsidies to prop it up, and even if in place it would still make a net loss for NZ.</q></p><p>Also: countries with large financial?</p>
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				<pubDate>Mon, 14 May 2012 10:37:27 +1200</pubDate>
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				<title>Bart Janssen</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258282#post258282</link>
				<guid>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258282#post258282</guid>
				<description><![CDATA[
						gah Barbara McClintock, not the name I mauled.
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				<pubDate>Mon, 14 May 2012 10:43:55 +1200</pubDate>
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				<title>Sacha</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258283#post258283</link>
				<guid>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258283#post258283</guid>
				<description><![CDATA[
						'sputter'
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				<pubDate>Mon, 14 May 2012 10:47:00 +1200</pubDate>
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				<title>BenWilson</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258286#post258286</link>
				<guid>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258286#post258286</guid>
				<description><![CDATA[
						<p><q>With all due respect, Ben, I'm getting the feeling you don't actually understand how science &ndash; or, rather, scientists &ndash; work. "But you wouldn't believe it if it was!" is not actually an argument for the disprovability of a scientific theory.</q></p><p>Lucy, I have a postgraduate diploma in science myself,?</p>
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				<pubDate>Mon, 14 May 2012 11:56:09 +1200</pubDate>
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				<title>Deborah</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258289#post258289</link>
				<guid>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258289#post258289</guid>
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						<p>I'm still quite keen on Popper / falsificationism, as a minimum standard for a science.  I think falisficationism should be rejected as an adequate description of a science, or as a reason for holding scientific knowledge in high esteem.   A necessary, but not sufficient description of science, perhaps?</p><p>Disclosure /?</p>
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				<pubDate>Mon, 14 May 2012 13:05:16 +1200</pubDate>
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				<title>BenWilson</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258296#post258296</link>
				<guid>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258296#post258296</guid>
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						<p><q>And when we present you with examples you dismiss them as luck or sexism. Sorry Ben but that isn't productive.</q></p><p>I'm not sure whether you're speaking of one or two argument lines in this thread, or just making a general comment. I didn't "dismiss" anything, I responded to an argument?</p>
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				<pubDate>Mon, 14 May 2012 13:27:59 +1200</pubDate>
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				<title>linger</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258298#post258298</link>
				<guid>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258298#post258298</guid>
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						<p>I?ve also studied both science and philosophy.<br />Popper?s falsificationalist model is certainly flawed and incomplete. <br />But we don?t have to agree with Feyerabend and conclude that there is no reliable ?scientific method?.<br />One way falsificationalism can be made more applicable to real science is to acknowledge that we usually can?t?</p>
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				<pubDate>Mon, 14 May 2012 13:43:02 +1200</pubDate>
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				<title>BenWilson</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258299#post258299</link>
				<guid>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258299#post258299</guid>
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						<p><q>I'm still quite keen on Popper / falsificationism, as a minimum standard for a science.</q></p><p>I still rate the guy extremely highly. For starters, his writing is highly accessible, and that's a sign of brilliance to me, when someone can explain a very sophisticated idea without very much jargon. Falsificationism?</p>
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				<pubDate>Mon, 14 May 2012 13:59:00 +1200</pubDate>
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				<title>Bart Janssen</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258300#post258300</link>
				<guid>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258300#post258300</guid>
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						<p><q>I didn?t ?dismiss? anything</q></p><p>Yes you did. Lucy and I have presented examples which you have simply dismissed as either luck or sexism. We presented the examples as instances where a person of exceptional ability made a change in the field that few were able to understand. And you ignore?</p>
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				<pubDate>Mon, 14 May 2012 14:06:26 +1200</pubDate>
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				<title>BenWilson</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258301#post258301</link>
				<guid>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258301#post258301</guid>
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						<p><q>But that doesn?t mean it?s not a reliable method of finding out about the universe.</q></p><p>Well, what else do we have? And if someone found something better, that would just become the new thing we called science. It must be able to evolve, or it could go into a long?</p>
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				<pubDate>Mon, 14 May 2012 14:22:22 +1200</pubDate>
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				<title>BenWilson</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258302#post258302</link>
				<guid>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258302#post258302</guid>
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						<p><q>Yes you did.</q></p><p>No, I didn't and I've answered this criticism, whereas you're just reiterating your last post and now inventing positions for me. You're not engaging. Good day, sir.</p>
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				<pubDate>Mon, 14 May 2012 14:23:21 +1200</pubDate>
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				<title>Deborah</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258303#post258303</link>
				<guid>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258303#post258303</guid>
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						<p>This seems apt.</p><p><q>LET US TURN NOW to the celebration of scientific rigor. Individual sciences develop rules and standards for appraising evidence?as they learn about aspects of nature, they learn more about how to learn. At any particular stage of inquiry, communities of scientists agree on the canons of good inference, so that?</q></p>
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				<pubDate>Mon, 14 May 2012 14:29:08 +1200</pubDate>
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				<title>Ian Dalziel</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258304#post258304</link>
				<guid>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258304#post258304</guid>
				<description><![CDATA[
						Philosophistry seems to be a brand new (mine)field...
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				<pubDate>Mon, 14 May 2012 14:31:38 +1200</pubDate>
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				<title>Deborah</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258305#post258305</link>
				<guid>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258305#post258305</guid>
				<description><![CDATA[
						Surely a brand new (mind)field.
					]]></description>
				<pubDate>Mon, 14 May 2012 14:38:37 +1200</pubDate>
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				<title>Ian Dalziel</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258306#post258306</link>
				<guid>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258306#post258306</guid>
				<description><![CDATA[
						We'd have to do a double-blind belief test on that &ndash; blinkered and ya miss it!
					]]></description>
				<pubDate>Mon, 14 May 2012 14:48:56 +1200</pubDate>
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				<title>John Armstrong</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258310#post258310</link>
				<guid>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258310#post258310</guid>
				<description><![CDATA[
						I wonder if this (very interesting) impasse could be partially resolved if we just agreed that particularly brilliant people are useful because they <em>save time</em>. Ben's contention (if I understand it) that one brilliant person could be replaced by several diligent people with a bit more time implies this anyway,?
					]]></description>
				<pubDate>Mon, 14 May 2012 16:19:44 +1200</pubDate>
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				<title>Bart Janssen</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258311#post258311</link>
				<guid>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258311#post258311</guid>
				<description><![CDATA[
						<p><q>now inventing positions for me</q></p><p>Read your response to Lucy on page 4 Ben.</p>
					]]></description>
				<pubDate>Mon, 14 May 2012 16:28:36 +1200</pubDate>
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				<title>Bart Janssen</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258314#post258314</link>
				<guid>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258314#post258314</guid>
				<description><![CDATA[
						<p><q>quantification of ability</q></p><p>This is the bit that is causing difficulty. I, and I believe Lucy as well, am saying that there is more than just a quantitative difference at the top end, it's a qualitative difference in ability. In my experience those people can never be replaced by any?</p>
					]]></description>
				<pubDate>Mon, 14 May 2012 16:38:42 +1200</pubDate>
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				<title>Sacha</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258325#post258325</link>
				<guid>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258325#post258325</guid>
				<description><![CDATA[
						<p><q>Philosophistry</q></p><p>teeworthy</p>
					]]></description>
				<pubDate>Mon, 14 May 2012 17:23:49 +1200</pubDate>
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				<title>chris</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258329#post258329</link>
				<guid>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258329#post258329</guid>
				<description><![CDATA[
						<blockquote><p>Oh and BTW Darwin?s contribution wasn?t a Theory of evolution it was the Theory of natural selection.</p></blockquote><p>Thank you Bart.</p>
					]]></description>
				<pubDate>Mon, 14 May 2012 18:32:02 +1200</pubDate>
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				<title>Russell Brown</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258331#post258331</link>
				<guid>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258331#post258331</guid>
				<description><![CDATA[
						<q>This is the bit that is causing difficulty. I, and I believe Lucy as well, am saying that there is more than just a quantitative difference at the top end, it?s a qualitative difference in ability. In my experience those people can never be replaced by any number of good?</q>
					]]></description>
				<pubDate>Mon, 14 May 2012 19:23:30 +1200</pubDate>
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			<item>
				<title>BenWilson</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258333#post258333</link>
				<guid>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258333#post258333</guid>
				<description><![CDATA[
						<p><q>Ben is arguing (I think) that there is no qualitative difference and that the quantitative difference is insignificant. We don't need the best and brightest we can make do with more of the good ones.</q></p><p>You think wrong. I'm arguing against something far more specific &ndash; your point about attracting?</p>
					]]></description>
				<pubDate>Mon, 14 May 2012 20:26:22 +1200</pubDate>
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				<title>Sacha</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258335#post258335</link>
				<guid>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258335#post258335</guid>
				<description><![CDATA[
						<p><q>Yes, I know it's hard to quantify brilliance. Which is exactly what's wrong with making claims that you must have more of it. You can't even measure when you've got it, nor what it was worth.</q></p><p>Trying to define value only by what you can measure is the usual flaw?</p>
					]]></description>
				<pubDate>Mon, 14 May 2012 20:40:37 +1200</pubDate>
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				<title>Keir Leslie</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258337#post258337</link>
				<guid>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258337#post258337</guid>
				<description><![CDATA[
						<q>The accountancy and law degrees are cheaper and easier to get and offer access to an employment market with many customers ? a no-brainer on a personal level. The science and engineering degrees are harder to get and offer access to a smaller employment market and lower incomes. So, clearly,?</q>
					]]></description>
				<pubDate>Mon, 14 May 2012 20:52:52 +1200</pubDate>
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				<title>Deborah</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258339#post258339</link>
				<guid>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258339#post258339</guid>
				<description><![CDATA[
						My reading of Feyerabend left me convinced that he was describing a social process, not engaged in the project of trying to work out why we ought to give scientific thought special status. Hmm... actually, I take that back. In effect, he was saying, we ought not to give it?
					]]></description>
				<pubDate>Mon, 14 May 2012 21:06:58 +1200</pubDate>
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				<title>Rob Stowell</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258340#post258340</link>
				<guid>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258340#post258340</guid>
				<description><![CDATA[
						Keir, unless I'm mistaken, the 'costs' per eft are in fact what the University charges NZ students- not what a years study in that field costs the University. That's closer to the overseas costs- (domestic fees, plus Govt money- the part Joyce is intent on tweaking- of approx 2x the?
					]]></description>
				<pubDate>Mon, 14 May 2012 21:11:06 +1200</pubDate>
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			<item>
				<title>Keir Leslie</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258342#post258342</link>
				<guid>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258342#post258342</guid>
				<description><![CDATA[
						<p>Well, the question of what a year?s study in a field actually costs the university per student is somewhat tricky. (Because of accounting for centrally provided services, opportunity costs, non-linear costs etc.)</p><p>But yes, the fees paid are roughly half of what the government contributes per student. But that?s a?</p>
					]]></description>
				<pubDate>Mon, 14 May 2012 21:20:22 +1200</pubDate>
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			<item>
				<title>Rob Stowell</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258343#post258343</link>
				<guid>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258343#post258343</guid>
				<description><![CDATA[
						Yep- more for science and engineering, and even more for medicine, I gather.
					]]></description>
				<pubDate>Mon, 14 May 2012 21:26:00 +1200</pubDate>
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			<item>
				<title>Rob Stowell</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258345#post258345</link>
				<guid>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258345#post258345</guid>
				<description><![CDATA[
						<p>Feyerabend, if I remember, more-or-less equates science with voodoo or astrology, in the rationality stakes. <br />Did he make any serious attempt to explain of why science has been rather more successful- assuming he'd agree that it is? I can't remember :)</p>
					]]></description>
				<pubDate>Mon, 14 May 2012 21:39:45 +1200</pubDate>
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				<title>Sacha</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258346#post258346</link>
				<guid>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258346#post258346</guid>
				<description><![CDATA[
						<p><q>if in fact we have an undersupply of scientists, we ought see the wages paid to them rise, until it becomes an attractive career, and then the supply will increase until equilibrium is reached. Is there a reason this process shouldn?t occur?</q></p><p>The labour market doesn't seem to work that?</p>
					]]></description>
				<pubDate>Mon, 14 May 2012 21:45:20 +1200</pubDate>
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				<title>Keir Leslie</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258347#post258347</link>
				<guid>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258347#post258347</guid>
				<description><![CDATA[
						Oh bugger off Sacha, I am not a Chicago economist, & have spent the last few posts making reference to factual evidence so am hardly going to start fretting about lack of real worldliness.
					]]></description>
				<pubDate>Mon, 14 May 2012 21:49:36 +1200</pubDate>
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				<title>chris</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258348#post258348</link>
				<guid>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258348#post258348</guid>
				<description><![CDATA[
						<q>The problem of making students think about the financial outcomes of their education affects ALL student numbers in the impecunious subjects. I actually care about ALL people, rather than just brilliant people, who I think have considerably less need than most people to be given extra advantages. We already give?</q>
					]]></description>
				<pubDate>Mon, 14 May 2012 21:51:29 +1200</pubDate>
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				<title>Sacha</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258349#post258349</link>
				<guid>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258349#post258349</guid>
				<description><![CDATA[
						Nothing personal intended. I was saying the real world doesn't function like 'free' market economic theory suggests. Would be great if supply and demand actually worked.
					]]></description>
				<pubDate>Mon, 14 May 2012 21:52:41 +1200</pubDate>
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			<item>
				<title>BenWilson</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258356#post258356</link>
				<guid>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258356#post258356</guid>
				<description><![CDATA[
						Yeah, I don't have a heartfelt view. It seems quite possible that every different science could have a different method, that there really is no unifying theory. It also probably doesn't matter at all.
					]]></description>
				<pubDate>Mon, 14 May 2012 22:20:21 +1200</pubDate>
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			<item>
				<title>Lucy Stewart</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258362#post258362</link>
				<guid>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258362#post258362</guid>
				<description><![CDATA[
						Okay, I've worked out why this thread is getting to me: I'm getting the feeling of a couple of familiar internet arguments, the ones that go "I don't work in your field, but I can tell you all about how it works" and "Because you don't have the blueprints and?
					]]></description>
				<pubDate>Tue, 15 May 2012 01:23:12 +1200</pubDate>
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			<item>
				<title>linger</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258363#post258363</link>
				<guid>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258363#post258363</guid>
				<description><![CDATA[
						<p>I?m in broad agreement with Lucy here.<br />If you accept that Kitcher?s view of science is somewhere near correct, then two things follow:</p><p>(i) people who are able to ?think differently? enough to identify previously unrecognised false assumptions are able to act as catalysts, speeding up (unfortunately, to an unpredictable,?</p>
					]]></description>
				<pubDate>Tue, 15 May 2012 03:44:38 +1200</pubDate>
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			<item>
				<title>chris</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258364#post258364</link>
				<guid>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258364#post258364</guid>
				<description><![CDATA[
						I for one fully appreciate the detail you've gone into over the past few days Lucy, I've learnt tons.
					]]></description>
				<pubDate>Tue, 15 May 2012 04:32:52 +1200</pubDate>
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				<title>Bart Janssen</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258368#post258368</link>
				<guid>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258368#post258368</guid>
				<description><![CDATA[
						<p><q>?How good is it? Is it really worth the cost??</q></p><p>Both I and Lucy have answered that to the best of our ability. You dismiss our examples as pointless anecdotes and then are offended when I object to you dismissing the examples. What I have described is my personal experience?</p>
					]]></description>
				<pubDate>Tue, 15 May 2012 09:43:35 +1200</pubDate>
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				<title>linger</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258372#post258372</link>
				<guid>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258372#post258372</guid>
				<description><![CDATA[
						<p><q>The science community don?t have an SI unit for brilliance</q><br />and <em>lux</em> is not merely the plural of <em>luck</em> .</p>
					]]></description>
				<pubDate>Tue, 15 May 2012 10:48:07 +1200</pubDate>
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			<item>
				<title>linger</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258377#post258377</link>
				<guid>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258377#post258377</guid>
				<description><![CDATA[
						The contribution of brilliant individuals to research quality is something that can be observed ? unlike, say, the supposed value added by CEO performance, which is vastly better remunerated!
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				<pubDate>Tue, 15 May 2012 11:01:21 +1200</pubDate>
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				<title>Sacha</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258378#post258378</link>
				<guid>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258378#post258378</guid>
				<description><![CDATA[
						<p><q>and <em>lux</em> is not merely the plural of <em>luck</em></q></p><p>Applause</p>
					]]></description>
				<pubDate>Tue, 15 May 2012 11:04:22 +1200</pubDate>
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				<title>Russell Brown</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258380#post258380</link>
				<guid>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258380#post258380</guid>
				<description><![CDATA[
						<p>We've been shooting the breeze online about about Nikolai Tesla.</p><p>It strikes me that he's precisely the kind of brilliant individual who achieves what a building full of common-or-garden smart people could not.</p><p>Anyway, it's a great read:</p><p><a href="http://theoatmeal.com/comics/tesla" target="_blank">The Oatmeal on Tesla</a>.</p><p>Oddly enough, it leaves out the breakthrough I?</p>
					]]></description>
				<pubDate>Tue, 15 May 2012 11:15:05 +1200</pubDate>
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				<title>John Armstrong</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258386#post258386</link>
				<guid>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258386#post258386</guid>
				<description><![CDATA[
						<p><q>The Oatmeal</q></p><p>Made my day.</p>
					]]></description>
				<pubDate>Tue, 15 May 2012 11:38:32 +1200</pubDate>
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				<title>Martin Lindberg</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258387#post258387</link>
				<guid>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258387#post258387</guid>
				<description><![CDATA[
						<p><q> about Nikolai Tesla</q></p><p>The Handsome Family &ndash; Tesla's Hotel Room:</p><p><a href="http://www.youtube.com/watch?v=IPyil7_V0_M" target="_blank">http://www.youtube.com/watch?v=IPyil7_V0_M</a></p>
					]]></description>
				<pubDate>Tue, 15 May 2012 11:40:14 +1200</pubDate>
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			<item>
				<title>Bart Janssen</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258388#post258388</link>
				<guid>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258388#post258388</guid>
				<description><![CDATA[
						<p><q>Anyway, it?s a great read:</p><p>The Oatmeal on Tesla.<br /></q></p><p>Wonderful! </p><p>Particularly liked "douchebuffalo"</p>
					]]></description>
				<pubDate>Tue, 15 May 2012 11:44:12 +1200</pubDate>
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				<title>Steve Barnes</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258399#post258399</link>
				<guid>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258399#post258399</guid>
				<description><![CDATA[
						<p>Tesla.<br />A good example of what happens when too many people stand on your shoulders.<br />You get squashed.</p>
					]]></description>
				<pubDate>Tue, 15 May 2012 12:59:42 +1200</pubDate>
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				<title>DeepRed</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258433#post258433</link>
				<guid>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258433#post258433</guid>
				<description><![CDATA[
						<p>The treatment Tesla got in his lifetime was symptomatic of the anti-intellectualism of his day, which still lingers to a large degree. The current orthodoxy seems to be anti-intellectualism for fun and profit.</p><p>And Tim Hazeldine of the UoA biz school makes <a href="http://www.nzherald.co.nz/opinion/news/article.cfm?c_id=466&amp;objectid=10805890" target="_blank">the case for quality over quantity</a> at NZ?s universities.?</p>
					]]></description>
				<pubDate>Tue, 15 May 2012 17:55:53 +1200</pubDate>
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				<title>Keir Leslie</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258459#post258459</link>
				<guid>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258459#post258459</guid>
				<description><![CDATA[
						<p>When we say bums-on-seats brigade, we mean ``people who quote evidence'' right? And Tim Hazeldine talks a lot of self-serving bullshit about national champion status, which plays precisely onto his hands as a lecturer at UoA,  and gets a lot of praise.</p><p>Look. the thing is, I don't give a?</p>
					]]></description>
				<pubDate>Wed, 16 May 2012 00:10:15 +1200</pubDate>
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				<title>Steve Barnes</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258460#post258460</link>
				<guid>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258460#post258460</guid>
				<description><![CDATA[
						<p><q>The science community don?t have an SI unit for brilliance </q></p><p>Now that, surprises me because it is all about measurement, no?<br />It reminds me why I found ?Zen and the Art of Motorcycle maintenance? so annoying. It goes on about the qualities of the word quality without accepting that quality?</p>
					]]></description>
				<pubDate>Wed, 16 May 2012 00:43:01 +1200</pubDate>
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			<item>
				<title>Rich of Observationz</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258462#post258462</link>
				<guid>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258462#post258462</guid>
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						<p>If someone has the pre-requisites to take and pass a course, don't they have a right to take it? </p><p>In UK they have an artificial 'points' system where universities are ranked by the grades of the students they attract, and the higher ranked ones are assumed to be 'better'. (Often,?</p>
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				<pubDate>Wed, 16 May 2012 03:10:47 +1200</pubDate>
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				<title>DeepRed</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258472#post258472</link>
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						<q>In UK they have an artificial ?points? system where universities are ranked by the grades of the students they attract, and the higher ranked ones are assumed to be ?better?. (Often, they have been shown not to have better teaching or course content). It?s a means to perpetuate social division?</q>
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				<pubDate>Wed, 16 May 2012 10:08:33 +1200</pubDate>
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				<title>Matthew Poole</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258473#post258473</link>
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						<p><q>Tim Hazeldine talks a lot of self-serving bullshit about national champion status, which plays precisely onto his hands as a lecturer at UoA</q></p><p>Maybe it does, but <em>because</em> it's Tim Hazeldine (who I rate highly as a lecturer) saying it I'm not prepared to just dismiss it as more of?</p>
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				<pubDate>Wed, 16 May 2012 10:11:32 +1200</pubDate>
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				<title>DeepRed</title>
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						Tim Hazeldine, Brian Easton, Rod Oram and Ganesh Nana are the kind of people we need at Treasury, the Reserve Bank and MED right now, instead of the IMF/World Bank finishing school currently in place.
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				<pubDate>Wed, 16 May 2012 10:21:32 +1200</pubDate>
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				<title>BenWilson</title>
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						<p><q>All I know is that there are a lot of people spinning self-serving stories about how their disciple ought get a fuck load more cash......Fundamentally, this is nonsense.</q></p><p>I may disagree with you about free markets, Keir, but on this, I agree with you. No matter what political system you're?</p>
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				<pubDate>Wed, 16 May 2012 10:29:17 +1200</pubDate>
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				<title>Deborah</title>
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						I?m not prepared to give any particular weight to what a professor at Auckland University says in favour of giving much more funding to his university by f#*^king the rest over.  Perhaps I might give it more credence if it was accompanied by proposals to disestablish all current Auckland University?
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				<pubDate>Wed, 16 May 2012 10:42:36 +1200</pubDate>
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				<title>Russell Brown</title>
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						<p><q>Using one?s own experience and position as a scientist to justify more science spending is like turkeys voting against Christmas.</q></p><p>So we should only countenance the arguments of people who have no direct experience in the field in question? That?s an odd argument.</p><p>Presumably, then, we should ignore anything teachers?</p>
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				<pubDate>Wed, 16 May 2012 10:42:45 +1200</pubDate>
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				<title>Ian Dalziel</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258481#post258481</link>
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						<p><q>Presumably, then, we should ignore anything teachers have to say about education policy.</q><br />Works for National....</p>
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				<pubDate>Wed, 16 May 2012 10:48:03 +1200</pubDate>
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				<title>Ian Dalziel</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258482#post258482</link>
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						<p><strong>Acolyte entertainment...</strong><br /><q>All I know is that there are a lot of people spinning self-serving stories about how their <strong>disciple</strong> ought get a fuck load more cash.</q><br />At last, we are back on thread and talking about paying students to learn, rather than charging them...</p>
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				<pubDate>Wed, 16 May 2012 10:53:40 +1200</pubDate>
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				<title>Martin Lindberg</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258483#post258483</link>
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						<p><q>    Presumably, then, we should ignore anything teachers have to say about education policy.</p><p>Works for National....</q></p><p>That's funny* because it's true.</p><p>*sad</p>
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				<pubDate>Wed, 16 May 2012 10:59:22 +1200</pubDate>
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				<title>Matthew Poole</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258485#post258485</link>
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						<p><q>I?m not prepared to give any particular weight to what a professor at Auckland University says in favour of giving much more funding to his university by f#*^king the rest over</q></p><p>I didn?t see the bit where he asked for more money. Could you point it out? Oh, he __doesn?t__?</p>
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				<pubDate>Wed, 16 May 2012 11:06:14 +1200</pubDate>
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				<title>Graeme Edgeler</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258486#post258486</link>
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						<p><q>Anyway, it's a great read:</p><p>The <a href="http://theoatmeal.com/comics/tesla" target="_blank">Oatmeal on Tesla</a>.</q></p><p>I think you need SONAR to deal with U-Boats, not RADAR.</p><p>Also, the observation that majority of the world of the world was still lit by candle power at the time isn't particularly remarkable. That was effectively the case for many?</p>
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				<pubDate>Wed, 16 May 2012 11:18:30 +1200</pubDate>
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				<title>Deborah</title>
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						He suggests that the University of Auckland be allowed to increase its fees.  Then it could use fee setting to achieve the ends it wants.  However, this needs to be linked to student funding.  At present, student fees are about 75% government funded, and 25% student funded, mostly via loans.?
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				<pubDate>Wed, 16 May 2012 11:22:27 +1200</pubDate>
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				<title>NBH</title>
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						I thought one of the most interesting things about Tim Hazledine's argument was that he seems to have nicked it directly from <a href="http://www.stuartmiddleton.co.nz/?m=20120507" target="_blank">Stuart Middleton at the Manukau Institute of Technology.</a>
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				<pubDate>Wed, 16 May 2012 11:25:46 +1200</pubDate>
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				<title>Joe Wylie</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258489#post258489</link>
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						<p><q>No he doesn?t see much place for a shrinking number of academics, <em>at the University of Auckland</em>. It?s student numbers that would shrink, <em>at the University of Auckland</em>.</q><br />The pesky public. Drastically reduce your old client base and suddenly [[http://www.stuff.co.nz/the-press/news/christchurch-earthquake-2011/6840801/Dogs-hone-skills-in-red-zone|"It's ideal . . . A few people have even thanked?</p>
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				<pubDate>Wed, 16 May 2012 11:32:16 +1200</pubDate>
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				<title>Sacha</title>
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						<p><q>Using one's own experience and position as a scientist</q></p><p>Please remember there are actual people in this discussion who fit that categorisation, and are understandably likely to take such statements as personal attacks. Not helpful.</p>
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				<pubDate>Wed, 16 May 2012 11:44:21 +1200</pubDate>
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				<title>DeepRed</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258491#post258491</link>
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						<p><q>Presumably, then, we should ignore anything teachers have to say about education policy.</q></p><p><a href="http://www.google.com/url?q=http://www.stuff.co.nz/national/politics/6609098/Stick-to-knitting-teachers-union-to-Treasury&amp;sa=U&amp;ei=zeqyT5OBDsHhmAX957WcBQ&amp;ved=0CAcQFjAB&amp;client=internal-uds-cse&amp;usg=AFQjCNFWW_qv_aW8P2ag5kVYPqoFTj9Aiw" target="_blank">Sounds all too familiar</a>.</p><p><a href="http://www.nzherald.co.nz/nz/news/article.cfm?c_id=1&amp;objectid=10806251" target="_blank">And it?s not just teachers either</a> &ndash; I wonder if they think water cannons would be a 'worthy investment'?</p>
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				<pubDate>Wed, 16 May 2012 11:47:09 +1200</pubDate>
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				<title>Lilith __</title>
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						<p><q> Using one?s own experience and position as a scientist to justify more science spending</q></p><p>But surely we most <em>need</em> the views of people who actually work in a field to give us the benefit of their skills and experience??  You seem to assume that these brilliant and dedicated folk are?</p>
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				<pubDate>Wed, 16 May 2012 11:52:45 +1200</pubDate>
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				<title>Sacha</title>
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						<p>Thanks. Middleton answers Deborah's objection thus:</p><p><q>In the late 1990s Lord Dearing posited that there was a quantum of population required to generate a world class university ? I think it was about 4 million people. On that basis New Zealand could perhaps have reasonable aspirations to have one world?</q></p>
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				<pubDate>Wed, 16 May 2012 11:56:25 +1200</pubDate>
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				<title>Joe Wylie</title>
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						<p><q>Bart and Lucy, hats off to you for your patience and politeness in this debate</q><br />++++1</p>
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				<pubDate>Wed, 16 May 2012 11:56:52 +1200</pubDate>
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				<title>Graeme Edgeler</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258496#post258496</link>
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						<p><q>At present, student fees are about 75% government funded, and 25% student funded, mostly via loans.</q></p><p>Ha!</p><p>University of Auckland<br />Domestic student fees for one year of a BA: $5666.40. <br />Government subsidy for one year of a BA: $6014.00<br />For an arts degree, the ratio's not 25:75, but 49:51.</p><p>LLB?</p>
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				<pubDate>Wed, 16 May 2012 11:57:01 +1200</pubDate>
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				<title>Sacha</title>
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						<p><q>seem to assume that these brilliant and dedicated folk are somehow pulling a con</q></p><p>Seems related to agency theory, a core tenet of neololiberalism that public servants can't be trusted. Infested this country during the 1990s funder-provider pseudo-corporatisation of our public agencies. </p><p>Still needs to be properly replaced by a?</p>
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				<pubDate>Wed, 16 May 2012 12:00:43 +1200</pubDate>
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				<title>Matthew Poole</title>
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						<p><q>There?s perhaps room for further discussion about other answers like creating a virtual high-class network across the best globally-ranked parts of our current universities instead. </q></p><p>There could be, yes, but as I know you're someone who supports the "compact city" vision for Auckland you'll be familiar with the "agglomeration benefits"?</p>
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				<pubDate>Wed, 16 May 2012 12:06:18 +1200</pubDate>
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				<title>Bart Janssen</title>
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						<p><q>I think you need SONAR to deal with U-Boats, not RADAR.</q></p><p>Not entirely, U-boats spent most of their time on the surface but because of their low profile, radar, particularly at the time, would have struggled.</p>
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				<pubDate>Wed, 16 May 2012 12:08:15 +1200</pubDate>
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				<title>Sofie Bribiesca</title>
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						<p><q> That was effectively the case for many years into the 20th century. It?s still the case in much of the world today.</q></p><p>Much the case in remote parts of NZ too. Many roads up north have no power. Unless one can afford solar, the cost to get power to the?</p>
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				<pubDate>Wed, 16 May 2012 12:13:06 +1200</pubDate>
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				<title>Bart Janssen</title>
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						<p><q>So if New Zealand is to have one world class university it can only be the University of Auckland on current ratings.</q></p><p>A "University of New Zealand" has been suggested several times. With campuses at various sites. The idea is that it would foster collaboration rather than competition.</p><p>The reverse?</p>
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				<pubDate>Wed, 16 May 2012 12:13:31 +1200</pubDate>
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				<title>Matthew Poole</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258503#post258503</link>
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						<p><q>My assumption is that he intends that students would be able to borrow the increased fees via the student loans system. That?s a cost to government, because even though student loans are loans (duh), it still costs to provide them in the first place.</q></p><p>It?s also through loans that National?</p>
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				<pubDate>Wed, 16 May 2012 12:14:13 +1200</pubDate>
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				<title>Bart Janssen</title>
				<link>http://publicaddress.net/system/cafe/onpoint-student-loans-are-loans-duh/?p=258504#post258504</link>
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						One part of the UoNZ question that is oft ignored is the role technical training institutes need to play. Techs have often been treated as poor cousins but they play as important a role in society as the Uni. Their students are as valuable to society in the roles they?
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				<pubDate>Wed, 16 May 2012 12:18:10 +1200</pubDate>
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