With respect to instant hot water from electricity, when we put in the Solar Hot Water System, we looked at getting an electric instant hot water for the kitchen sink (because it was as far from the roof HWC as possible). What I wanted was a thermostat regulated one that I could put on the Hot Water pipe that would heat the water to the required temperature, so once the water sitting in the pipes had drained through and the water from the cylinder started arriving, the electric instant hot water wouldn't be doing much any more. Unfortunately, I couldn't find any product that worked like this. All of them seemed to assume a cold water feed, and heated for a fixed time to give an approximate output. So I did the math and wasting the 5 litres of water in the piping and then using the Solar hot water, was much better than using electricity to heat cold water. In point of fact, the water is not wasted, as we use it to rinse things off before we start the dishes anyway.
I also wanted the hot water pipe connected to the dishwasher, but the plumber talked me out of it, and stated that it would invalidate the warranty. I still regret that I wasn't more forceful about it. Has anyone else ever connected a hot water feed to the dishwasher ?
We have had Solar Hot Water heating for about 8 years now. We needed to move our existing HWC (hot water cylinder) as we re-developed our kitchen, and decided to go Solar. The maths at the time ($7500) was such that financially it was not worthwhile as the loss on interest on the capital outlay was less than the projected savings. But we got it anyway because we could afford it and wanted to do our bit for reducing CO2 generation. However, the price of electricity has gone up, and interest rates have fallen a lot, so it probably has paid for itself.
We turn the electric element in our HWC off sometime in November, and don't usually turn it on again 'til April. This means we have $80 to $90 electricity bills over summer (family of 4 with 2 teenagers). In winter this goes to $150 or so, because we do use electric heating, (though we do not keep the house at a comfortable temperature all the time - we wear more clothes). Whenever I've discussed this with people they've been astounded that our bills are so low.
We got an Edwards Solar system, which we chose because it has a separate gycol system which is heated by the sun (ie the sun does not directly heat the water). My mother and brother have each had problems with systems that heat the water directly.
Hope this helps.
When I was at varsity my cycle commute was Richmond Rd, Ponsonby Rd, K'Rd, Symonds St. The latter section on the way in was the scariest, constantly vying with buses, but on the way home, it was definitely K'Rd, once again because of the buses.
Separating bikes from buses is so important, because buses are often moving over to the kerb giving nowhere for a cyclist to go. Oh, and buses have very big wheels.
Actually, that route is probably not viable today because the bottom of Richmond Rd would be treacherous with the cyclist at high speed, and traffic turning into and out of the Countdown and Fruit World carparks on either side of the road, and both side roads at the bottom of the hill having much more traffic as well.
It'd be nice to have a cycling route from Cox's Bay to Grey Lynn park that didn't involve avoiding pedestrians on narrow walkways, and crossing a couple of busy roads.
In Scott's example he equates the profit made on investment with inflation. This is clearly not correct. As Ben stated above, buying a house for a borrowed $1m and selling it the following year for $1.1m will yield an untaxed profit. There is no deferred consumption. There is merely a gamble that the house can be sold for an increased price that is more than the cost of servicing the debt.
See the little email icon in the top right corner of Russell's comment ? Click on it.
But businesses don't buy property to make untaxed profits, they buy it to have somewhere to run their business (without being at the whim of a landlord). I expect a CGT would have neglible effect on businesses that aren't in the business of trading commercial property. I'm not sure what the plan is wrt farms. If the farmer/owner lives on the house on the farm does that make it their primary residence and thus immune to CGT ?
Except that the “Taake” in Te Tari Taake is a transliteration, ..,
Because the Department of Inland Revenue taakes your money.
(Or should that be the Dept of Island Revenue, as Russell put it).
To avoid confusion with impaired mobility, you may wish to talk about impaired dexterity rather than impaired agility.
...was that the Cuisine list seems largely a waste of time
Isn't it the opposite ? The Cuisine list (sans Euro) is supported by either or both of Metro and Trip Advisor, so it is likely to be good.