Posts by Jen Hay
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coppicing was mentioned, I recall
Indeed. And an orchard. A big one.
The section is perfect for the house sunwise. The front door faces the road. The big bay window faces north. All exactly as it ws in Avonside, except in Avonside, the property to the north side had subsequently been developed, and so the bay actually faced a big fence & trees. So we've been telling Bob (and ourselves) that the house is finally returning to its original setting - surrounded by lots of space on all sides. Just as in 'The Little House".
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But here’s the good news. A taster – until David comes up for air and is able to update y’all.
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We are home eating Sushi. Estimated move off the section = 5.30pm.
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Power back. And all the Christmas booze survived!
We have heard from Ian Dalziel. He's fine, and dealing with a bunch of liquefaction.
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Southerly: Tower Insurance Have Some Bad…, in reply to Biobbs,
I know - I really wished I hadn't read through those comments!
Thanks everyone. We're still trying - we're not quite *completely* worn down just yet. Getting pretty close though.
Sacha: there are so many elements of this whole thing which on the face of it seem to be yelling out for a legal opinion. It's hard to know where to start. Or, frankly, whether to. When this all started unfolding we were all stridently "there's no WAY they can get away with that" - but, it turned out, they could. I think, on balance, we need to just find a fast and tolerable way through all of this, just to preserve our sanity.
And keeping things in perspective - we're feeling frustrated, and have lost a bunch of $$, but at least we had the $$ to lose. We'll still be able to get a place - albeit on a smaller property, or with fewer bedrooms, or further out of town. There are lots of people who simply won't be able afford to get another place at all.
thanks, all.
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Many days worth of phone calls later, here are a few updates.
The insurance company values our house repairs at over $300,000. This isn’t ‘written off’, mind you (even though the RV on the house is barely half this number) – the house has been declared repairable. Though if we decide to take the cash from the insurance company instead of having them repair the house, they claim they’d just be liable for ‘current market value’, probably about ~$30,000. Market value around here isn’t that high anymore – there was an earthquake, you see.
They *will* fix the house on new land, though. Yay!. As long as we pay for the moving costs (estimate from one company ~$85,000).
But it turns out nearly all land available for sale has covenants on it, saying you can’t move an old house onto the property. Boo.
If we did find some affordable land without covenants, the bank is apparently reluctant to issue us a mortgage under this scenario because the house is difficult to insure on the truck. (We can’t properly insure the house on the truck because it can only be insured for ‘current value’ – which is approx $30,000 minus $300,000 – i.e. negative $270,000).
The government offers, in the meantime are coming out over the next few days. I have just read the offer letter. They allow absolutely no grounds for contesting RV if you think it is wrong (unless the recorded floor area is wrong). And no improvements will be taken into account.
Summary: we’re a bit exhausted. And – it’s now certain – very much poorer than we used to be.
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Setting the above aside, though, many thanks to all involved for a fantastic event. The presentations were all just great, and I had a lot of fun catching up with, and meeting, lots of fabulous people.
(And thanks to Polly, for being well-behaved enough to allow me to enjoy it all. She saved all her screaming for the way home)
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Southerly: That CERA Rumour, in reply to Megan Wegan,
it's really not fair for that much talent to be embodied in one person. He must be bad at _something_.
Getting enough sleep, taking compliments, identifying nouns, and filling out forms.
I think that's about it.
He'll be talking on nine to noon about this at 11.45am. -
I can confirm that the final leg from fruitvale was completed successfully. And yes - we could all definitely do with a few good play dates.
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Absolutely amazing. Thanks Orcon and thanks Russell!
It's brilliant to have something fabulous to look forward to.
