Posts by stephen walker
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Speaker: The great New Zealand phone…, in reply to Steve Braunias,
i agree
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anyone who thinks people are emmigrating because of tax rates is delusional. and where are all these low-tax countries people are going to? oh yeah, i know, Monaco, HK and... Guernsey.
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this talk by ministers of the land being used for housing again in X number of years...
how can they even mention this without saying that current owners who are being summarily being kicked off would get the right of first refusal at some given price formula? it's mind boggling.
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Southerly: Tower Insurance Have Some Bad…, in reply to Lucy Stewart,
it is about the National government of New Zealand creating the loophole for them to exploit.
yes.
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ok, so apparently, the policies do not cover govt-ordered demolitions. righto. why can the policy not be used to repair the house fully on site, after which the the owner pays for it to be removed to another site prior to govt demolition deadline?
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Southerly: Tower Insurance Have Some Bad…, in reply to Nades,
that is really awful, Nades. seriously. i hope you fight it all the way and are successful.
i still don't understand how they can reduce your payout if they repair it. if CERA then bulldozers it, then why do they not have to replace it in full? you haven't signed a policy with CERA, you signed it with the insurance company. how can they just reneg on it? is there a law that has nullified your cover under the original policy?
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Southerly: Tower Insurance Have Some Bad…, in reply to Glenn Pearce,
that's what i mean by a bluff. surely they have to, under the policy, either repair the house to its original state or pay the full replacement cost. if they refuse to repair it, they are in breach of the policy, no?
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so the conclusion is, insurance policies that have higher premiums for extra cover are mostly a scam. fascinating.
and i feel very sorry that you have been dealt this one, David. best of luck in getting the buggers to honour their policy.
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if they say the land is not their problem, then make them repair the house in full. then you would have to pay for the fully reparied house to be moved. if they say, "no, we can't repair it because it's in the red zone" then they have to pay repalcement cost. it'a bluff.
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it comes down to, "Why do teenagers (or 20-somethings, or 30-somethings, or 40-somethings) do such-and-such with psychoactive substance X?"
well ok, let's start with, "Why do teenagers binge drink?"
(1) self medication (already traumatised for some reason)
(2) want to feel less inhibited in social situations
(3) peer pressure
(4) curiosityreason (4) is only short-lived. reason (2) will be grown out of eventually too, so should reason (3) but maybe it doesn't with some groups. reason (1) need help.
next, "Why do people of various age groups do psychedellic substances?"
(1) daily routine
(2) self-medication
(3) special occasion
(4) relaxation
(5) artistic inspiration
(6) curiosityi really doubt many people are "addicted" to psychedellic substances, including THC. they might be self-medicating with cannabis though. people under about 20 should be educated on why these things are not good for developing brains. better than the "stick" of a criminal record.
then we get onto stimulants and opiates... and psychotropics... oh well.
why do people want to take MDMA?
mainly because they like to dance and hug their friends a lot, is what i've been told ;)
a lot of these "legals" seem to be such poor subsitutes for the real McCoy. quite sad really. reflects society's lack of a mature attitude to altered states of consciousness.