I heard that too, and snorted.
I have no idea whether the ratio of mortgage payments to incomes is higher now than it was when National got in, but even if it is (which I doubt), that's hardly the only indicator of affordability.
- The deposit required, as a percentage of income, must certainly be higher.
- Even though the interest rates are lower now than they were then, people can't make borrowing decisions based solely on what interest rates are right now, when mortgage rates can change. We need to have a buffer so that we're confident we can afford to pay the mortgage if interest rates increase.
Nick Smith was correct when he said that some option wasn't "a silver bullet". There is no silver bullet. We need a whole range of measures, that collectively add up to action on housing affordability.
Banning overseas ownership would be a good start. Yes of course there will be workarounds, and we'll need to identify those and move to close those down too. It may be hard, but other countries manage to do it.
And if kids don't use Facebook any more, please let me know what they are using :-)
As far as I can tell (I have a fifteen year-old), instagram and tumblr, and they chat on Skype and google chats. All at the same time. There's a bit of facebook, but mostly it's considered "old people". I am forbidden from tagging the teenager on facebook.
I did ask the teenager a couple of years ago about voting rights, for much the same reason as you: where possible I like to see campaigns led by those affected by the outcome. I got a look. You know, one of those looks that teens and preteens give their parents when their parents are being dull and transparent about trying to interest the youth in something that is interesting to the parent but of pretty much zero interest to the youth.
Mind you, that was a couple of years ago. I could try asking again.
my own mean instincts
They're not mean. They're definitely well above average.
I have a perfectly good memory of what being raised by hippies was like, and they’re every bit as capable of lying, raping, assaulting, abusing power and so on as any other demographic. To think it’s otherwise is having rose-tinted spectacles about the past.
Amen, brother. Plenty of alpha males amongst them too.
I’m guessing an older person read the original incident, rightly or wrongly, about being about elder abuse. You might disagree, you might be right, but I don’t think it was malign or derailing. People come here from a range of places and we try and respect them all.
That's all well and good Russell, but...
I've read in other threads on this sort of topic, women saying they felt uncomfortable commenting. I've never felt it myself before now. We've had an observation a few pages back that this had started to turn into a bunch of men talking to each other, some of them ignoring the voices of women in the thread. When I looked, it looked to me like there were still women talking, and there were again afterwards. But this morning I have my own brief taste of not wanting to comment further. Which I will resist.
A "whatabout..." post doesn't have to be malign, or even derailing, it just has to be there.
Older age is one of the many excuses made for lack of awareness in men. At some point/age that excuse expires.
I don't think any woman reading this thread would think it was about elder abuse rather than women abuse.
Let’s address the male abuse of women issue but let’s not pretend it is just young men being the problem here.
Well, I guess it’s something that it took until page six before we got to the “hey, women abuse men too” post.
I typed a long and sarcastic comment here, but deleted it, because what's the point.
I've wondered too about the band stopping playing until the problem is addressed, mostly because I assume that given they're generally playing on a stage, they might be able to see stuff happening that's not visible to the people in the audience except to those right next to it. But of course they won't see everything either.
I found the other one (Insull, not Insel) in about a minute on Facebook. He's clearly not the least ashamed of his actions, and nor are his friends.
I find this interesting in the context of my own annual comms campaign: every year I try to let young people know about an overseas school/scholarship opportunity. I want to be the mysterious stranger, but actually I don't know enough Year 11/12 students to do that effectively. So I have to also encourage school teachers to be the mysterious stranger for their students.
So is that the future for heroes: to become the mysterious stranger themselves?
Of course, I'm hoping teachers already see themselves as the mysterious stranger - I suspect many do, though no doubt some see themselves as heroes instead, or as well.
Otherwise: I find comms challenging. I've read all the stuff about saying "you" and "your", or if you must, "we", and never "I". The challenge I find is writing in that way and still sounding genuine rather than saccharine and obviously manipulative. And that's just the scholarship promotion. Fundraising brings a whole new level of squeam.
I have a feeling the conversation maybe was meant to be about good vs evil rather than the trials of comms, but maybe both is possible.
The tricky thing is how to address it. You could refund the fees component of any outstanding loan - but then some of those of who paid off their loans early will (quite rightly) feel hard done by.
The fact is that sometimes a generation misses out on something because government(s) sucked for a while. If we wait until we figure out a way to compensate them for that before we fix things, things will never get fixed.
That said, I don't think it would be so difficult (just presumably a lot more expensive) to say "3 free years of tertiary education less any free education you've already had". In my case, my PhD scholarship would count as free education. But my two brothers would be able to finish their first and second degrees respectively without having to further extend their student loans.