Posts by Hebe

  • Legal Beagle: Gerry Brownlee is…, in reply to Rich of Observationz,

    Well yes, *most* people in Ilam had fairly minor quake damage.

    Many hundreds of houses in Ilam/Fendalton are demolitions.

    Christchurch • Since May 2011 • 2613 posts Report Reply

  • Hard News: The Boom Crash, in reply to Chris Waugh,

    No, no, no, you want to encourage people to go south, otherwise Northland will fill up with economic refugees from Auckland and all that goodness you talk about will be gone. Then where are you going to go?

    Oh no, you definitely don’t want to come south. No, no, no. It ’s partly why our houses are rocketing in value: youse Aucklanders come down here and say “575k far out” for a decent villa in a leafy street that would have gone for 425 two years ago.

    BTW re volcanoes: beloved found out recently that Lyttelton Harbour is actually a ring of over 20 smaller volcanic cones – not the one caldera we had always been told it was. Makes sense when looking at the aerial shots.

    @Sofie: EQC cover for land, imperfect though it is, is a national treasure and it comes all-in with house insurance. I believe NZ is the only country to insure land. I might be considered jumpy post 14,000 quakes (a good half 1 to 3km from my door) but do consider gritting your teeth and paying for decent cover. It’s so worthwhile.

    Christchurch • Since May 2011 • 2613 posts Report Reply

  • Hard News: The Boom Crash, in reply to Glenn Pearce,

    The people of Christchurch who’s Red Zone payouts were based on their CV might disagree. Actually reasonably important that the CV has some resemblance to reality, esp. when they are recent CV’s.

    And @Sofie: Oh good God don't. I know people who purposely kept their CV low over decades and have been buggered by red zone payouts based on a tiny CV. The landlord friend who kept costs down by having indemnity insurance rather than replacement (now agreed value) insurance bitterly regrets the few hundred bucks a year saving that cost 250K.

    While on insurance: do, please, be very wary of the agreed sum insurance. Building law changes, cost inflation, fees - for engineering, geotechnical, resource consents, architectural/design to name only a few - can be much more than you guess.

    Wellingtonians in particular would be well advised to get an idea how much hillside geotech + ground testing for site-specific foundations would be. Then retaining walls: massive cost that seems to be not covered by insurers, so much so there is a specific group fighting that battle.

    Whatever, do not accept the default sum proposed by your insurer.

    Christchurch • Since May 2011 • 2613 posts Report Reply

  • Hard News: The Boom Crash, in reply to Russell Brown,

    It may actually make sense for us to cash up and leave Auckland when the time comes.

    We're thinking the same. Odd as it seems, Christchurch has definitely become the nation's Second City, and the capital of the South Island. The rebuild insurance money looks like it will keep driving the local economy for over another decade, when the downstream second-stage city should kick in. I now see the Chch property market as a smaller version of Auckland.

    Christchurch • Since May 2011 • 2613 posts Report Reply

  • Hard News: The Boom Crash,

    Insane. Christchurch is similar in its own smaller way: we’ve not had the great booms of Auckland until the last three years. Now whoosh. (We also broke the CCC website when the new values came out this year.)

    The effects of this paper wealth are that my kids are seriously at risk of not being able to afford live in their hometown. When will the very simple tax changes be put in place that return housing to its place as a basic right rather than a way of making tax-free profit? A simple brake (which I benefited greatly from when I rented out a house for two years moons ago) is to make mortgage interest payments non-tax deductible.

    The tax system is structured to make letting out a house or two attractive rather than housing as a human right.

    Having said all that: we bought this shack in a quietly-quaked area five years ago; the latest valuation is 50% up on the purchase price; and going by recent sales close by it would fetch near double the purchase price. Damn silly.

    Christchurch • Since May 2011 • 2613 posts Report Reply

  • Capture: The Colour Of Spring,

    And we have apples! The apples, greengage and fig have all survived the floods, praise be. Having been up to their knees in water in the first week of March and the soil never warming or drying since, we thought we had near lost them all. We were planning an October scalping and transplanting as a last attempt at salvage.

    Last week, they all burst into flower, at once and with a bigger show than ever. The power of nature eh.

    Christchurch • Since May 2011 • 2613 posts Report Reply

  • Capture: The Colour Of Spring,

    Luvly pictures all. Not a sign of that there politix busyness thank goodness.

    Christchurch • Since May 2011 • 2613 posts Report Reply

  • Hard News: Five further thoughts, in reply to Amanda Wreckonwith,

    Labour never seemed to have any factions 1999-2008

    After sharing a table with Stu Nash at a Labour fundraiser during that period I can honestly say that’s not true.

    They were too scared to pipe up. Labour factions were certainly warring in Christchurch at that time: stealthily and effectively.

    Christchurch • Since May 2011 • 2613 posts Report Reply

  • Hard News: Five further thoughts, in reply to Matthew Hooton,

    The point is they should just get on and do their best to maximise their combined vote (which, particularly in Labour’s case must involve getting National voters to cross the line).

    This is only way to get a centre-left government. To do so will require a change in thinking by Labour's keepers of the flame.

    I've agreed with you twice today: PAS and Twitter: one of us is going soft. ;-)

    Christchurch • Since May 2011 • 2613 posts Report Reply

  • Hard News: Five further thoughts, in reply to simon g,

    FWIW you won't get Cosgrove to back the Greens: he was a Macraes Mining PR.

    Christchurch • Since May 2011 • 2613 posts Report Reply

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