Posts by Che Tibby

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  • Speaker: Foreign bodies in Beibei Jingjing,

    so... emma, are you an ex-pat?

    your writing style seems fairly familiar! :)

    the back of an envelope • Since Nov 2006 • 2042 posts Report

  • OnPoint: Media beat-off,

    kyle, linger's right. without interest your loan shrinks in real terms every year (meaning, $6k in 10 years is worth less than $6k today).

    if you're paying more than the absolute minimum on your loan you're doing yourself a disservice.

    only been paying mine off for 38 months now.

    and counting.

    the back of an envelope • Since Nov 2006 • 2042 posts Report

  • OnPoint: Media beat-off,

    it's because they're spending $80 more on housing.

    let me preface this with "i'm no economist, but..."

    keith's right. the groupthink has been "get the biggest mortgage you can afford" + "house prices can only go up".

    too many families are struggling because they haven't budgeted for their main cost, interest on their borrowed money, to increase by +2% per annum.

    if they'd bought the smallest house they could tolerate, and left themselves some savings money they'd not be in this pickle.

    and yes, the poor without mortgages are suffering, but they've always suffered. so, no change there.

    the back of an envelope • Since Nov 2006 • 2042 posts Report

  • OnPoint: Media beat-off,

    frankly?!

    it's a bloody outrage what people are having to do to make ends meet in these difficult times.

    a BLOODY OUTRAGE!!

    the back of an envelope • Since Nov 2006 • 2042 posts Report

  • Hard News: I'm a Pakeha and you can…,

    tell you what, i'd like to know who's going to tidy up this graffiti.

    i can see some condescending cow out there now, "ahmed, i tolja once, i tolja a hundred times... no heiroglyphs on the ancestor's tombs..."

    the back of an envelope • Since Nov 2006 • 2042 posts Report

  • Hard News: I'm a Pakeha and you can…,

    I'm not 100% sure on the details of the maquillage

    heh. clearly remember seeing him on tv and thinking at the time (and you're right, the late 80s), "most probably a cock."

    the back of an envelope • Since Nov 2006 • 2042 posts Report

  • Hard News: I'm a Pakeha and you can…,

    I thought it was one word, "mascara"?

    hmmm... probably a my bad there.

    regardless, laws will always be a mustachio'ed, be-mulleted, en-made-up 90s celebrity in my eyes.

    and yes, that is celebrity in a pejorative sense.

    the back of an envelope • Since Nov 2006 • 2042 posts Report

  • Southerly: My First Stabbing,

    heh.

    genius.

    the back of an envelope • Since Nov 2006 • 2042 posts Report

  • Hard News: I'm a Pakeha and you can…,

    michael laws: two words, "eye" + "liner".

    the back of an envelope • Since Nov 2006 • 2042 posts Report

  • Island Life: Supertooth,

    Is the Oaks centre more than just a case of benign neglect?

    quite possibly. i wish they'd just get on with tearing the whole place down.

    most of the ground-floor shops are sparkly, but the upstairs is increasingly run-down, and getting worse by the day.

    the back of an envelope • Since Nov 2006 • 2042 posts Report

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