Posts by Paul Campbell

  • Hard News: Dirty Politics,

    What I ind funny here is that "Dirty Politics: has now become a meme of the right

    Dunedin • Since Nov 2006 • 2289 posts Report Reply

  • Speaker: Land of the brave little kids,

    those US tax decuctable accounts are a bit of a trap, essentially you put a portion of your income in a pre-tax box at the beginning of the year and can take it out to pay for non-reimbursed health expenses during that year ....

    The catch is that if you don't empty the box before the end of the year someone (I have no idea who) takes the money - you lose it. It means that people tend to underestimate how much they will spend to a oid this

    Dunedin • Since Nov 2006 • 2289 posts Report Reply

  • Speaker: House prices and the "Magic Money", in reply to David Hood,

    You might individually have been part of that, but the actual immigration numbers are not a match to house price rises- I can go through much the same process showing a lack of relationship between arrivals and house value.

    I think more you should take out the portion attributable to mortgages, then do something similar for immigration (do people like me coming back from OE even show up on anyone's radar?) and then look at the remainder

    So we get to the situation of access to capital (not identifiable within the New Zealand Economy) rather than people.

    which was sort of my point

    Dunedin • Since Nov 2006 • 2289 posts Report Reply

  • Speaker: Land of the brave little kids,

    no it's more an issue of the Insurance companies not wanting to spend money on diagnostics or specialists and pushing back at every possible point.

    My doctor's practice in the US (5 GPs sharing space) had 4 people working in the receptionist's area, one working as a receptionist and 3 who's job is essentially dealing with insurance companies, my current doctor's practice in NZ (6 GPs I think) has just 1. My US dentist (sole practice) had 2 people working reception. You can see where the costs start to climb just from that.

    Dunedin • Since Nov 2006 • 2289 posts Report Reply

  • Speaker: House prices and the "Magic Money",

    Attachment

    (and another view - Tremain from a few days ago)

    Dunedin • Since Nov 2006 • 2289 posts Report Reply

  • Speaker: House prices and the "Magic Money",

    Attachment

    And just to prove how people outside of Auckland feel about all this angst about Auckland housing prices here's today's Tremain (ODT's editorial cartoon)

    Dunedin • Since Nov 2006 • 2289 posts Report Reply

  • Speaker: House prices and the "Magic Money",

    crap, looking at that graph I must have started this, I came back from my OE in 2004 and bought my house for cash, no mortgage …..

    seriously though people moving to NZ with money is one cause of this, all in all that’s probably a good thing for the larger economy (wealth transfer inwards) though not so good for the Auckland housing market.

    Just like looking at surnames it doesn’t prove directly that “people overseas are buying up our houses” more like that people with alternative sources of financing are buying our houses.

    Dunedin • Since Nov 2006 • 2289 posts Report Reply

  • Speaker: Land of the brave little kids,

    Having lived in/with both systems I'd like to descibe the experience I had getting my gall bladder out in the US .... I had really good minsurance ... took me close to 6 months to get a referal and then an an appointment with a specialist, 3-4 more months of intense pain futzing around doing diagnostics and trying meds that didn't cost anything, then a sonogram, a diagnosis and an operation within a week.

    My wife had the same thing in NZ a decade later, here it was the opposite ... a specialist and a diagnosis within 3 weeks .... then on a (long) waiting list for an operation (after the pain I'd been through we paid the full cost of a private operation pourselves, probably 1/10th what we'd have paid in the US).

    Dunedin • Since Nov 2006 • 2289 posts Report Reply

  • Speaker: Too much to swallow on the TPP,

    What I'm not hearing from Labour is whether or not they will withdraw from the treaty if it is signed by National and they subsequently regain power.

    Dunedin • Since Nov 2006 • 2289 posts Report Reply

  • Speaker: What I learned in Class: Should…,

    Attachment

    Today's Tremain

    Dunedin • Since Nov 2006 • 2289 posts Report Reply

Last ←Newer Page 1 2 3 4 5 229 Older→ First